Changelog

Changelog

Stay up to date with the latest LendAPI enhancements, new features, and product updates.

Platform Update

LendAPI Platform News - LeadGen Control v2.0

Nov 15, 2025

LendAPI Platform News - LeadGen Control v2.0

This past week, we onboarded two new clients. The power of LendAPI’s Embarc LMS in combination with our powerful DIY LOS is gaining traction and taking market shares from incumbent players that can no longer compete in today’s demanding environment. Today, we will update you on our new release and some of the key features that come with our v3.0.5.

Platform Update

LendAPI Launches Direct-to-Device Texting, Forging a New Era of Customer Communication

Nov 9, 2025

LendAPI Launches Direct-to-Device Texting, Forging a New Era of Customer Communication

In lending, communication is key. Whether you are talking to merchants that you are financing, or consumers you are working with, communication is at the center of everything that happens. And clear communication at every stage of the lending process is key to increase conversion, reduce charge offs and most importantly create customer loyalty.

Platform Update

LendAPI Platform Release v3.0.4 - SMS Templates

Nov 1, 2025

LendAPI Platform Update - v3.0.4 & SMS Templates

The past two weeks have been packed with product releases, onboarding new clients and visiting at Money 20/20! We met with so many of our current clients, future prospects and hosted two executive dinners with EDGE and Spinwheel. To top it off, we have officially boarded one new client this week. With this great momentum, we are heading into November! We are locked in. 

Platform Update

LendAPI Platform Update - New “Doc AI” Client

Oct 19, 2025

LendAPI Platform Update - New “Doc AI” Client

Next week, our Q4 2025 Board Meeting will be held. This is the 4th board meeting since our seed round and the last one of the year. As some of the executives and myself are completing the board deck, I can’t help but admire the amount of work this entire team has been able to accomplish this year. We won awards, processed 50 million apps, 5x our team and made record breaking sales numbers. I can’t wait to see what we can accomplish in the next 2 months in 2025!

Platform Update

LendAPI Launches “Sizer” to Personalize Loan Offers and Boost Conversions

Oct 12, 2025

LendAPI Launches “Sizer” to Personalize Loan Offers and Boost Conversions

One of the biggest unknowns for a lender is how much financing an applicant is looking for and willing to pay. There are various strategies and approaches for lenders to ascertain this information. We will discuss why getting a solid idea of what the applicant wants is helpful in conversion as well as controlling for credit risk.

Platform Update

LendAPI Platform Update - “v3.0.3 Preview, 50 Million Apps & Co-Applicant Feature”

Oct 11, 2025

LendAPI Platform Update - “v3.0.3 Preview, 50 Million Apps & Co-Applicant Feature”

We had a great time at Lend360 and met a ton of subprime lenders. Most of the exhibitors are on our marketplace which we are super grateful for. We hosted our executive dinner with clients, prospects, partners and advisors and we continue to develop our platform. We are blessed to be in the company of giants.

Platform Update

LendAPI Platform Update - “v3.0.2 Release and Embarc LMS Launch”

Oct 4, 2025

LendAPI Platform Update - “v3.0.2 Release and Embarc LMS Launch”

This past week was absolutely nuts. Sam and I visited our bank client Atlanta and we had a great time talking about all sorts of things that the bank needs beyond going online. We learned a lot and showed off all the new bells and whistles we’ve built in the past year or so. We have so much more to share with you, read on.

Platform Update

LendAPI Launches Embarc LMS

Oct 4, 2025

LendAPI Launches Embarc LMS — Powering the Future of Embedded Finance

Embedded finance is taking over FinTech by storm and LendAPI has been working on the forefront of implementing some of the most creative ways for banks, retailers and fintechs to bring embedded finance closer to point of sale.

Platform Update

LendAPI Platform Update - “Road to $100M ARR”

Sep 27, 2025

LendAPI Platform Update - “Road to $100M ARR”

This week we had our company-wide quarterly offsite. This was our second offsite with a whole lot more people joining this time. We had our advisors and customers stopping by to say hi and we’ve made some major decisions to focus and double down on Embedded Finance. 

Platform Update

LendAPI Platform Release v.3.0.1 - Lead Generator Control Panel

Sep 20, 2025

LendAPI Platform Release v.3.0.1 - Lead Generator Control Panel

We began this week with a ton of recruiting activities. We are growing and the 81st week of our existence has a lot to celebrate. We released our next generation of our platform and it’s packed with new features, more on that to come. We also completed the next leg of our “”Freedom to Create” tour at LoanPro’s 2nd Annual Salt Flat Summit. Launching new clients and signing up new clients have become a weekly routine! 

Platform Update

LendAPI Platform Update - LendAPI is Finovate Fall NYC 2025 “Best of Show” Winner

Sep 13, 2025

LendAPI Platform Update - LendAPI is Finovate Fall NYC 2025 “Best of Show” Winner

LendAPI is the winner of Finovate Fall New York City 2025 “Best of Show”. We want to thank Finovate’s organizers and the Finovate audiences for voting for us. It was an incredible feeling to receive this honor and we are extremely grateful for our clients, partners, team members and our investors. This would have been impossible without your loving support. This award is your vote of confidence in our vision of “Launch any financial products instantly."

Platform Update

LendAPI Platform Update - 300th Platform Release - SMS Texting Platform

Sep 6, 2025

LendAPI Platform Update - 300th Platform Release

I had my 1:1 this week with our Marketing Specialist Hammad Azzemi. Hammad has been with me for 5 months now and he always makes LendAPI a priority and manages all aspects of our marketing strategies, technologies as well as working on forward thinking plans to promote our company and our brand. One thing he stressed in our one on one was our company culture. That made me think about our culture a lot. We are a software company, our goal is to give the best tools for banks to build awesome lending products. But to get there, it’s all about our people. Are we on the same page, do we understand our vision and realize our vision with a measured approach? We must take care of our people. 

Platform Update

LendAPI Platform Update - v3.0.0 Preview + SMS Texting Platform

Aug 31, 2025

LendAPI Platform Update - v3.0.0 Preview + SMS Texting Platform

Hey all, on this Labor Day weekend (US Only), we are laboring away with love on LendAPI which is turning v3.0.0. LendAPI is born out of an urgent need in the world to launch products and especially financial products quickly. We want to stamp out the ways of yesteryear where you must have 20 people and spend 2 years of life with 2 million dollars to build a decent product. With LendAPI, you can launch instantly. 

Platform Update

LendAPI Appoints Former Equifax Executive Sharla Godbehere to Advisory Board

Aug 28, 2025

LendAPI Appoints Equifax Executive Sharla Godbehere to Advisory Board

LendAPI, the leading decisioning and connectivity platform for modern financial services, today announced the appointment of Sharla Godbehere, a seasoned executive with more than 30 years of experience at Equifax, to its Advisory Board.


Platform Update

LendAPI Platform Update - v2.9.9 Production Release

Aug 24, 2025

LendAPI Platform Update - v2.9.9 Production Release

Did you know that LendAPI is a software company? We constantly have to remind ourselves. Even though we are in banking, finance, embedded as well as payment processing, we are fundamentally a software company working on a super orchestration platform that helps banks, fintechs and retailers to build, launch and optimize their business.

Platform Update

LendAPI Platform Update - August 16th 2025 - v2.9.9 Preview

Aug 16, 2025

LendAPI Platform Update - August 16th 2025 - v2.9.9 Preview

Welcome to our weekly platform update where you can learn about the inner workings of LendAPI. How we operate our business, how we interact with our partners and how we take care of our clients. This week, we will give you a sneak peek at v2.9.9 and a few words about our next big release v3.0.0. 

Platform Update

LendAPI Platform Update - August 9th 2025 - v2.9.8 Platform Release

Aug 9, 2025

LendAPI Platform Update - August 9th 2025 - v2.9.8 Platform Release

LendAPI is now on a two week release schedule. Which means that we released our v2.9.8 a few days ago. However we were a day behind our original schedule because we wanted to pack more features into this release before it went out. 

Platform Update

How LendAPI Changed Embedded Financing Platform With These Killer Features

Aug 3, 2025

How LendAPI Changed Embedded Financing Platform With These Killer Features

Embedded financing and point of sale financing is dominating the fintech landscape. All retail locations or ecommerce websites have all begun to offer BNPL (Buy Now Pay Later) or installment payments, but little is known about the technology behind this phenomenon. Today we are going to talk about the technology behind it all and one of the killer features that LendAPI has developed to advance this financing tread.

Platform Update

LendAPI Platform Update - 8/2/2025 - Platform News

Aug 2, 2025

LendAPI Platform Update - August 2nd 2025 Platform News

Hey folks! Things are heating up quite a bit. We’ve officially excited our July CustomerCare month and are focusing on growth of our platform again with new features and functionality. We spent a lot of time organizing our release schedules, release schemes and added new tools and processes to put important guard rails up to produce quality releases going forward.

Platform Update

LendAPI Platform Upgrade - July 26th 2025

Jul 26, 2025

LendAPI Platform Update - July 2025 Platform Upgrade

We had an amazing and fruitful week this week. We pushed out a big platform update (more on that later) and presented it in front of 12 community banks all at once at their monthly workshop. We have to thank our bank client for bringing us in and giving us the opportunity to show off our platform.

We talked to newly formed banks, financing arms of one of the biggest online retail outfits in the world, you know which one, ;). And we have a new sales person starting and we can’t wait to tell you more about that.

Platform Update

LendAPI Platform Update - 7/19/2025 - Launching myOCR.ai

Jul 19, 2025

LendAPI Platform Update - 7/19/2025 - Launching myOCR.ai

Last week, everyone at LendAPI was on full cylinders. We added a Chief of Staff Eric King, we hired a sales executive from one of the biggest names in open bank space. He will start on August 1st 2025. We can’t wait.

And if you’ve been living under a rock, the Open Banking 1033 Rule from CFPB is effectively dead. As soon as that news hit the street, Jamie Dimon from JPMorgan Chase said he will start charting all of the aggregators such as our partner Plaid to access consumer banking data.

But we are prepared to help our partners to get through this.

Platform Update

How LendAPI Is Disrupting a $12 Billion Industry

Jul 17, 2025

How LendAPI Is Disrupting a $12 Billion Industry

When we founded LendAPI, our vision was simple: enable instant launch of any financial product. Lending is one of the fastest-growing, most tech-driven sectors of the economy, yet core infrastructure remains controlled by a few dominant players protecting their competitive edge.

The global Total Addressable Market (TAM) for lending software encompassing loan origination, servicing, analytics, and management tools is estimated to be $12 billion in 2024, With projections reaching US $20–22 billion by 2033

Platform Update

LendAPI FinTech Marketplace Surpasses 250 Members — Powering the Future of Financial Innovation

Jul 16, 2025

LendAPI FinTech Marketplace Surpasses 250 Members — Powering the Future of Financial Innovation

Los Angeles, CA — July 16, 2025 — LendAPI is proud to announce a key milestone: the LendAPI FinTech Marketplace has surpassed 250 active members, marking one of the fastest-growing fintech ecosystems in the market today. Over the past 15 months, LendAPI has been building what is now recognized as one of the largest and most impactful fintech networks — a central hub where financial innovators connect, integrate, and deliver critical services across the lending and banking ecosystem.


Platform Update

LendAPI Welcomes Walt Ramsey to its Advisory Board

Jul 16, 2025

LendAPI Welcomes Walt Ramsey to its Advisory Board

LOS ANGELES — July 16, 2025 — LendAPI, a leading Decisioning-as-a-Service platform for fintechs and lenders, is honored to announce the appointment of Walt Ramsey to its Advisory Board.


Platform Update

LendAPI Platform Update - v2.9.7 - Fortification and Hardening

Jul 13, 2025

LendAPI Platform Update - v2.9.7 - Fortification and Hardening

We spent a lot of time discussing how to approach the next stage of our growth. And we started that discussion with our core platform. We made a decision to continue hardening our platform and make it even more bulletproof for the big v3.0 of our platform development.

Platform Update

LendAPI Welcomes Cesar Riano as Project Manager to Drive Cross-Functional Execution and Client Success

Jul 12, 2025

LendAPI Welcomes Cesar Riano as Project Manager to Drive Cross-Functional Execution and Client Success

At LendAPI, we are building the Salesforce for Lending—a powerful platform that allows lenders, fintechs, and financial institutions of all sizes to launch, scale, and evolve with speed, intelligence, and adaptability.

Platform Update

LendAPI Platform Update - v2.9.6 - Stability and Growth

Jul 6, 2025

LendAPI Platform Update - v2.9.6 - Stability and Growth

Last week was full of fun at LendAPI. We had one of our biggest bank clients visit us to get trained on our platform as well as an onsite visit. It was successful beyond our expectations. They walked away with confidence and enthusiasm. Thanks to Equifax for sending in their troops and collaborating with us with the bank partner to do more.

Platform Update

LendAPI FinTech Marketplace - ClientCare Month

Jun 29, 2025

LendAPI Platform Update - ClientCare Month

We had a monster week last week to finish out our Q2’2025. We are getting ready to have a large number of team members joining us especially in our customer success team. These new members will be assigned to take care of our current client and will also help us organize a ton of new clients starting with LendAPI. 

Platform Update

LendAPI Platform Release - v2.9.5 - Client Launch Release

Jun 22, 2025

LendAPI Platform Update v2.9.5 - Client Launch Release

Our weekly release is packed with new features and this week in preparation of multiple clients going into production mode, we are spending most of the time this past week to get them ready for launch.

Platform Update

LendAPI Agent View: Bridging Automation and Human Touch in Lending

Jun 18, 2025

LendAPI Agent View: Bridging Automation and Human Touch in Lending

We are introducing a whole new way of interacting with your applicants, we call it Agent View. At LendAPI, we believe that not only can you use our various Studios and Builders to build the most flexible Loan Originations experience for your clients but helping them through the complex onboarding process is another critical step to complete the onboarding experience.

Platform Update

LendAPI Platform Update - Guided Tour

Jun 15, 2025

LendAPI Platform Update - Guided Tour

LendAPI’s vision statement has always been “launch any financial products instantly”. The goal is certainly lofty but we are doing all that we can to launch new features, functionality and additional information to help our clients launch any financial products instantly. 

Platform Update

LendAPI Platform Update - Agent Dashboard 2.0

Jun 8, 2025

LendAPI Platform Update - Agent Dashboard 2.0

Agent Dashboard, the evolution of our Application view is finally here. We’ve been meticulously working on this project for over an entire month and this critical release is finally here. 

Platform Update

Welcoming Ayan Jhunjhunwala to LendAPI as Our Summer 2025 Software Engineering Intern

Jun 3, 2025

Welcoming Ayan Jhunjhunwala to LendAPI as Our Summer 2025 Software Engineering Intern

We’re thrilled to welcome Ayan Jhunjhunwala to LendAPI as our Software Engineering Intern for Summer 2025! Ayan joins us from the University of California, Irvine, where he is pursuing a degree in Computer Science and Statistics. With research experience in machine learning, large language model (LLM) quantization, and medical NLP, Ayan brings a unique blend of technical expertise and intellectual curiosity to our growing engineering team.

Platform Update

LendAPI Platform Update - v2.9.2 - Contract Builder 2.0

Jun 1, 2025

LendAPI Platform Update - Contract Builder 2.0

When we ventured out to build the LendAPI platform, compliance was always at the center of every part of the software. From our Product Studio to our Rule Engine, traceability, logging and versioning is at the heart of everything we stand for. 

Platform Update

LendAPI Welcomes Jeremy Ahlgren as Chief Financial Officer

May 30, 2025

LendAPI Welcomes Jeremy Ahlgren as Chief Financial Officer

We’re thrilled to welcome Jeremy Ahlgreen to LendAPI as our Chief Financial Officer. With more than two decades of experience leading financial strategy at both high-growth startups and established financial institutions, Jeremy brings a depth of expertise that will help guide LendAPI into its next chapter of growth and innovation.

Platform Update

LendAPI Platform Update - Equifax - DataX, TeleTrack, The Work Number

May 26, 2025

LendAPI Platform Update - Equifax - DataX, TeleTrack, The Work Number

Since LendAPI and Equifax linked our historic partnership, we have a dedicated Equifax team working tirelessly to integrate all of Equifax’s commercial bureau products. We’ve completed all but a few tweaks to have all of their commercial credit and business search products available on our platform. This week, we have completed some critical consumer product integrations with Equifax in our v2.9.1 platform release.

Platform Update

LendAPI Platform Update - Model Runtime Service

May 18, 2025

LendAPI Platform Update - Model Runtime Service-mod

Today, we announce the creation of a new feature that’s never been seen before in the decision engine solutions market, LendAPI’s Model Runtime Service. Our very first Blackbox-as-a-Service solution. 

Platform Update

LendAPI Platform Update - v2.8.9 - Model Studio 2.0

May 11, 2025

LendAPI Platform Update - v2.8.9 - Model Studio 2.0

We are laying the foundation for some major advancements in our platform. This time our Model Studio is getting a major facelift from top to bottom.

Platform Update

LendAPI Platform Update - Ultimate Commercial Lending Experience

May 4, 2025

LendAPI Platform Update - Ultimate Commercial Lending Experience

This week and with our v2.8.8 release, we are evolving our platform even further to give you the ultimate commercial lending experience. A combination of firmographics search investigation tools built right into our tool. Where you are looking up by email, EIN, domain or Linkedin address, we have it all for you.

Platform Update

LendAPI Platform Update - Lender Marketplace

Apr 27, 2025

LendAPI Platform Update - Lender Marketplace Launch

This week we released our platform update v2.8.7. Seemingly innocuous, but this release contains one of the biggest features to our platform to date, Lender Marketplace.

Platform Update

LendAPI Platform Update - Quality of Life Release

Apr 20, 2025

LendAPI Platform Update - Quality of Life Release

We want to talk about the biggest unlock at LendAPI. Last week we inked a monumental deal with Equifax that will be life changing for both companies. We can’t wait to tell you more in the coming weeks.

Platform Update

LendAPI Platform Update - April 13th - "Platform Hardening"

Apr 13, 2025

LendAPI Platform Update - April 13th - "Platform Hardening"

So much has changed this past week, where do we begin? First, we grew our company by 5 additional co-workers. From marketing to engineering, from quality assurance to management, we are growing to support our clients and new platform initiatives.

Platform Update

LendAPI Platform Update - Price Reject Model

Apr 6, 2025

LendAPI Platform Update - Price Reject Model

Price Reject is a concept widely adopted by lenders buying leads from online lead providers. The concept is simple, when the lender is presented with a lead marked for a certain price set by the lead providers, the lender can make a choice to purchase the said lead.

Platform Update

LendAPI FinTech 200 - Celebrating Members in Servicing and Call Center

Mar 31, 2025

Beyond Onboarding: Celebrating the Powerhouses of Servicing & Call Centers

What happens after a client has been onboarded? Only some of the banks, fintechs and financial services companies have the capability to operate their own servicing and call center. Most of them outsource these activities to professionals to handle this critical part of the customer journey.

Platform Update

LendAPI Platform Update - Underwrite AI

Mar 30, 2025

LendAPI Platform Update - “Underwrite AI”

With much anticipation, we’ve launched a brand new feature "Underwrite AI”. This new feature is located in our Tools section of our platform and available to Scale Edition of clients.

Platform Update

LendAPI Platform Update - Rules Studio - Intelligent Routing

Mar 23, 2025

LendaPI Platform Update - Rules Studio - Intelligent Routing

We had an incredible week following the FinTech Meetup in Vegas and the party continues with LA FinTech Connect this coming Thursday and LendAPI is the proud sponsor of this event! More on this later.

Platform Update

LendAPI Platform Update - Rules Studio v2.0

Mar 16, 2025

LendAPI Platform Update - Rules Studio v2.0

What a week it has been at FinTech Meetup. John, Kay and I were in Las Vegas talking to investors, vendors, banks and lenders alike. There were between 5,000 to 7,000 fintech people compressed in 3 days of conversations. The energy was palpable and everyone showed up, except for the CFPB, Consumer Financial Protection Bureau. 

Platform Update

LendAPI Platform Update - Embedded Financing Widget and KYC Data Product

Mar 9, 2025

LendAPI Platform Update - Embedded Financing Widget and KYC Launch

I am sitting at the airport headed to FinTech Meetup in Las Vegas and pouring through everything we’ve done in the past 7 days. We had new product launches, new releases, new podcasts and new customers.

Platform Update

LendAPI Platform Update - LendAPI is 1 Year Old!

Mar 2, 2025

LendAPI Platform Update - LendAPI is 1 Year Old!

Welcome to March 2025! Exactly a year ago, LendAPI was launched and what a year it’s been.

Platform Update

LendAPI Platform Update - FinTech Marketplace 200

Feb 23, 2025

LendAPI Platform Update - FinTech Marketplace 200

LendAPI is fueled by our FinTech Marketplace. Our clients require us to have as many of the most popular third party integrations completed as possible as the foundations of their credit underwriting decisions.

Platform Update

LendAPI Platform Update - LendAPI Capital

Feb 16, 2025

LendAPI Platform Update - LendAPI Capital

Hey all, we’ve launched a brand new service LendAPI Capital to enhance our overall offering. FinTech lenders have a few hurdles they must overcome, one of which is licensing to lend and the other is funding capital.

Platform Update

LendAPI New Website Launch!

Feb 9, 2025

LendAPI Platform Update - LendAPI’s New Website Launch!

We took purple power to a whole new level. After a few weeks of intense non-stop work, we released our new website. If you are reading this blog, then you are experiencing the new light mode. 

Platform Update

LendAPI Platform Update - Product Studio 2.0

Feb 2, 2025

LendAPI Platform Update - Product Studio 2.0

We have some major updates in this release and let’s get right into it!

We’ve been working on Product Studio 2.0 for so long and it hurts. But friends and family, we finally got it released. In Product Studio 2.0, we implemented smoother drag and drop functions, additional customization features, more modules to use and a brand new preview mode where you can preview desktop, mobile views right inside of the product builder.

Platform Update

LendAPI Platform Update - Introducing Model Studio

Jan 26, 2025

LendAPI Platform Update - Introducing Model Studio

No no no, we are not talking about that kind of modeling. We are talking about underwriting models. We’ve renamed our Variable Studio to Model Studio after releasing a whole slew of new functionality allowing our clients to implement complex custom variables and models.

Platform Update

LendAPI - Platform Update - Speed Improvement and New Integrated Partners Panel

Jan 19, 2025

LendAPI Platform Update - Speed Improvement & New Integrated Partners Panel

We’ve been working on improving the overall speed and reliability of our platform for almost a month now. And we combed through our entire code base and optimized our code just about everywhere. There is still much more to do, but we are pleased with the progress. 

Platform Update

LendAPI Platform Update - Jan 12th 2025 - Email Templates and Permissioning

Jan 12, 2025

LendAPI Platform Update - Jan 12th 2025 - Email Templates and Permissioning

Welcome to another platform update at LendAPI. We worked mostly to harden our platform this time around as well as getting some of our clients into production. We also published a few more episodes of LendAPI Academy for our clients and future clients to watch how to build and launch their LOSs and Decisioning Engines themselves.

Platform Update

LendAPI Platform Update - Jan 5th 2025 - Back Buttons, Font Selectors and Google Analytics

Jan 5, 2025

LendAPI Platform Update - Jan 5th 2025 - Back Buttons, Font Selectors and Google Analytics

Our first release of the year is full of features and enhancements. We are working to completely revamp the UI and some UX of some of the most used sections of our platform. The design work has been ironed out and approved by our product team and our engineering team is hard at work hammering out these new looks. Stay tuned.

Platform Update

LendAPI Platform Update v2.6.6

Dec 29, 2024

LendAPI Platform Update v2.6.6

Friends, Family and FinTech Enthusiasts, welcome to our last production release of 2024.

Platform Update

LendAPI Platform Update v2.6.5

Dec 22, 2024

LendAPI Platform Update v2.6.5

There are two more releases left in the year and we are still busy releasing features, optimizing our code and getting a ton of stuff done for our clients.

In this release, we are finally getting into the SSO game where enterprise customers can login all the way through their environment and into ours through this single sign-on process. You will see these types of enterprise integration work more and more from LendAPI as we engage more sophisticated clients.

Platform Update

LendAPI Platform Release v2.6.4

Dec 15, 2024

LendAPI Platform Update v2.6.4

There are a little more than two more weeks left in 2024 and we are busier than ever.

Platform Update

LendAPI 2.6.3 - Massive Platform Optimization

Dec 8, 2024

LendAPI Platform Update v2.6.3

Welcome to our weekly release notes. For those that are just getting to know LendAPI, we are on a daily release schedule, but on a weekly basis, we lasso all of our changes into one single weekly release for everyone to review.

Platform Update

LendAPI v2.6.2 - Shadow Scoring and Multi-stage Logic

Dec 1, 2024

LendAPI Platform Update v2.6.2

We hope everyone had a safe and sound Thanksgiving here in the United States. We all took a few days off but we didn’t take our eyes off of the most important thing we do here, release more features and functionality for you, our partners and clients.

Platform Update

LendAPI Platform Release v2.6.1

Nov 24, 2024

LendAPI Platform Release v2.6.1

Aloha and Mahalo! I am in the Big Pineapple this week for a much needed R&R but the team at home is going full steam ahead. We have so much to do and we are trying to double time before the year finishes.

Platform Update

LendAPI Platform Release v2.6.0

Nov 17, 2024

LendAPI Platform Release v2.6.0

Boy do we have a monster of a release today for y’all. One of the biggest features to-date is A/B testing of risk management strategy and it’s finally here!

Platform Update

LendAPI Platform Release v2.5.9

Nov 9, 2024

LendAPI Platform Release v2.5.9

After 3 months of solid fund raising mode, we are back into founders mode. Wait, we’ve always been in founder mode. There’s so much to do and so many problems to solve in this vast banking and fintech industry, our heads are buzzing.

Platform Update

LendAPI Platform Update - v2.5.8

Nov 3, 2024

LendAPI Platform Update v2.5.8

Another week flew by just like that but we have a ton of updates in this release. We focused the majority of our efforts this week to harden our client’s end customers' experiences. Whether they are point of sale financing, or embedded check out or credit card onboarding, we continue to refine their onboarding process.

Platform Update

LendAPI Platform Announcement v2.5.7

Oct 27, 2024

LendAPI Platform Update v2.5.7

Live from Las Vegas! We are at Money20/20, the biggest FinTech conference in the world. Tens of thousands of fintech enthusiasts are converging in Las Vegas for this once a year get together.

Platform Update

LendAPI Platform Update - v2.5.5 and v2.5.6

Oct 21, 2024

LendAPI Platform Update v2.5.5 - v2.5.6

So much has happened in the past week or so! We had our big UI release in v2.5.4 and now we rapidly released another two production releases to support onboarding efforts and getting ready to do more UX refreshes one interaction at a time.

Platform Update

LendAPI Plaform Update v2.5.4

Oct 13, 2024

LendAPI Platform Update v2.5.4

Hello folks! LendAPI’s new user interface has finally arrived with v2.5.4 release.

We have a whole slew of new UI upgrades coming as part of subsequent releases all October. We will upgrade key functionality of our platform with new UX that will make your lives and our lives easier.

Platform Update

LendAPI Platform Update - v2.5.3

Oct 10, 2024

LendAPI Platform Update v2.5.3

Hello Banks, FinTechs, Point of Sale Finance folks and pure play retail friends! 

This week we are heading into a double header, two releases this week to support our existing clients and launch new customers. One of our long-time CUSOs or Credit Union Service Organizations launched another client on our platform which is always wonderful news for them and for us. Congratulations.

Platform Update

LendAPI Platform Update - v2.5.2

Oct 6, 2024

LendAPI Platform Update v2.5.2

We had a busy week this past week. Lots of demos and on-site visits with banks and lenders. Everyone is ecstatic when they see our all in one platform. We are in the process of launching a few clients and this release has a lot of features that allows us to be even more flexible when it comes to building certain applicant experiences.

Platform Update

LendAPI Platform Update - v2.5.1

Sep 30, 2024

LendAPI Platform Update v2.5.1

So much has happened since our 250th release a few days ago. Our platform release v2.5.1 is perhaps one of the most comprehensive and one of the biggest releases to date.

How are we able to outproduce ourselves? We implemented better framework, more efficient coding standards and cleaned up a lot of our architecture to be more nimble and efficient. 

Platform Update

LendAPI Platform Update - v2.5.0

Sep 25, 2024

LendAPI Platform Update v2.5.0

A few days ago we alluded to our 250th release. We get a collective chill when we think about this incredible journey we are on since we launched almost 7 months ago.

Platform Update

LendAPI Platform Update - v2.4.9 - v2.4.10

Sep 24, 2024

LendAPI Platform Update v2.4.9 - v2.4.10

As we approach our 250th release, we want to say thank you to everyone that supported us on our journey to completely rethink how we launch new financial products. A single click to launch is our vision and we are getting there in a hurry.

Platform Update

LendAPI Platform Update v2.4.8 - LendAPI Pricing Engine API

Sep 14, 2024

LendAPI Platform Update v2.4.8

I know, I know, I know, we just did a release a few days ago, why? Well, we love you guys that’s why. Some of the features in this gargantuan release have been in the works for a quiet while now and these new features, APIs and connectivities will make this platform even more versatile than ever before. 

Platform Update

LendAPI Platform Update v2.4.6 - v2.4.7

Sep 13, 2024

LendAPI Platform Update v2.4.6 - v2.4.7

It’s been a beautiful week in New York City and the reason why Sam and I are here these two weeks is that LendAPI has been accepted into Techstars Accelerator New York City. 

We met some amazing founders in our 11 company cohort and these relationships will last a lifetime. We appreciate everyone being super patient with us as our calendars are extremely packed to go through various courses and content at Techstars.

We are also making great strides with our seed round investment. This is also a very time consuming task and one that we don’t take lightly. We talked to some of the biggest fintech VCs around the world and have received amazing feedback. And the reason why we are raising a seed round is to provide more support to our existing clients and accelerate onboarding of our new clients.

We will be hiring inside sales, executive sales, implementation managers as well as expanding our development team around the world. We will become the dominant player in this vertical and banks, fintechs will never launch their products the same way again. One click to launch is our vision and join us at www.lendapi.com and click on Sign Up to get your own account.

Platform Update

LendAPI Platform Update - v2.4.4 - v2.4.5

Sep 6, 2024

LendAPI Platform Update v2.4.4 - v2.4.5

We have some exciting news to share. We added a new client. We achieved SOC 2 Type 2 compliance. We added a few more marketplace members to our ever growing community. We love every one of them.

On the fundraising side, we are on track to close our seed round. If you’d like to be part of it, there’s still room. We are aiming to close our seed round by the end of September! Talking to investors from funds that get what we are doing is an awesome and assuring experience. 

We made a new hire and this engineer will dedicate on UI/UX. We have a brand new design for our platform which we’ve been working on for the past few months and you will see a facelift soon. We are very excited about this.

We are also hiring QA engineers and are interviewing talents as we speak. If you are an individual and interested in joining our team, please email us at info@lendapi.com.

The founding team is in New York City, The Big Apple. We will be meeting clients, attending conferences and working on a few things that I think all of us will like.

And lastly, what do you think about this tagline “LendAPI, Onboard Anyone.”?

Platform Update

LendAPI - Platform Update - v2.4.2 - v2.4.3

Aug 29, 2024

LendAPI Platform Update v2.4.2 - v2.4.3

We are back with two rapid releases that enabled us to get into a new embedded finance vertical as well as workflows for more complex underwriting scenarios where manual review is required.

Again, we give thanks for our clients and potential clients to make our platform even better and user friendly.

We also added more variables from our friends at MaxMind and achieved true integration status with Accelitas. Another badge earned. 


Platform Update

LendAPI Platform Update v2.4.1 - Embedded Financing Product

Aug 24, 2024

LendAPI Platform Update v2.4.1

It’s been almost six months since we launched and we are humbled daily. Let’s face it, software engineering is hard. Fintech software engineering is harder and making it all a configurable SaaS tool where banks can design and deploy financial products in a few minutes is something none of us thought we would take on and succeed. 


Platform Update

LendAPI Platform Update v2.3.9 - v2.4.0

Aug 19, 2024

LendAPI Platform Update v2.3.9 - v2.4.0

LendAPI Platform Update v2.3.9 - v2.4.0

We have a ton of updates for you in the past 3 releases, v2.3.9, v2.3.10 and brand new v2.4.0. As we are heading towards the fall, we have huge plans for our platform to enhance our Product Studio as well as making our Rules Studio and Pricing Engine even more powerful.

Platform Update

LendAPI New Pricing Announcement

Aug 14, 2024

LendAPI New Pricing Announcement

We are doubling SaaS subscription pricing across all tiers with added services.

Platform Update

LendAPI Product Update v2.3.6 - v2.3.8

Aug 8, 2024

LendAPI Product Update v2.3.6 - v2.3.8

Summertime is coming to an end and to celebrate we are all about launching partners and clients in these three releases. 

We’ve also happy to announce that we’ve met all of our goals for the quarters in terms of number of clients onboarded, number of strategic partners onboarded and of course our sales and revenue goals. 

We want to take the time and look back at the past four months since launch and give our thanks and gratitude to all of our partners, clients, and everyone that reached out to us and helped to get on the right track.

Every call, every interaction is a chance for us to learn. We are heads down on developing new widgets, plug-ins to enter the embedded finance arena with some really great clients. We can’t wait to tell you more.

Platform Update

LendAPI Marketplace - v2.3.4-v2.3.5

Jul 23, 2024

LendAPI Platform Update v2.3.4-v2.3.5

We have another integrated partner announcement. This time, it’s UGA Finance, a loan servicing platform that has helped thousands of businesses and has over $2 billion dollars of assets under management. We couldn’t be more proud to work with their team and establish API connectivity to serve our common clients. Look out for UGA Finance to join our marketplace shortly.

Platform Update

LendAPI Platform Update - v2.3.3

Jul 17, 2024

LendAPI Platform Update v2.3.3

We are prepared for three releases this week and this is the first public release of the two and we have a private release for a major bank which we won’t be able to publish the details of. The next release notes will be released sometime this weekend. There will be some cool stuff in our 2nd public release this week so stay tuned.

Platform Update

LendAPI Platform Update v2.3.1-v2.3.2

Jul 12, 2024

LendAPI Platform Update v2.3.1 - v2.3.2

Yes, we only slept for about 2 hours and fired off two more releases.

We have to thank our partners again and again for making us better. Some of these items you will see in this release note are features and enhancements and bugs (yes, we are not perfect) uncovered by our clients. If we haven’t said it before, we will say it again here, “Thank you!”.

Platform Update

LendAPI Platform Update 2.3.0

Jul 10, 2024

LendAPI Platform Update v2.3.0

Friends and colleagues, we have finally arrived at v2.3.x. 

In the next 10 releases we will double down on hardening our platform, integrate with even more marketplace partners to increase the speed of launch for our bank partners.

Platform Update

LendAPI Platform Update v2.2.7 - v2.2.9

Jul 1, 2024

LendAPI Platform Update v2.2.6 - v2.2.9

Hey folks, we are coming at you with three releases worth of updates and enhancements. We are expanding into the Mortgage POS business, if you are interested in using our product builder to build our Mortgage POS process, we will get you 6 months of free monthly fee to help us navigate through some finer points of this new vertical.

Platform Update

LendAPI Platform Update v2.2.3 - v2.2.6

Jun 21, 2024

LendAPI Platform Update v2.2.3 - v2.2.6

In the past two weeks, we’ve been focusing on more enhancements and getting ready to deploy some cool new features to our platform. There will be additional integration partners coming online as well. 

We dedicate these two releases to all of our customers that are constantly giving us ideas and feedback to make our platform stronger and resilient. Thank you.

Platform Update

Jun 9, 2024

LendAPI Platform Update v2.2.0 - v2.2.2

What’s in store for all of us in LendAPI’s v2.2.x releases? We are building even more automation and flexibility and features in terms of various states of the application process. 


Platform Update

LendAPI Platform Update v2.1.9 - v2.1.10

Jun 8, 2024

LendAPI Platform Update v2.1.9 - v2.1.10

We are nearing the end of our platform v2.1.x and venturing into v2.2.x. That said, we want to bring your attention back to an article we released a month ago titled “Credit Decision Engine - The World of Caching”.

Platform Update

LendAPI Platform Update v2.1.7 - v2.1.8

Jun 8, 2024

LendAPI Platform Update v2.1.7 - v2.1.8

We have so much to catch up on since late May. We’ve done multiple releases and I want to make sure you guys get the latest platform updates, slowly but surely.

We can’t thank you enough for the constant feedback. Our most demanding customers are the ones that will make us better so I thank you. 

With that feedback, we are spending more time hardening the system as well as bringing out more features and integration partners constantly and here are updates on LendAPI platform releases already in production.

Platform Update

LendAPI Platform News - LeadGen Control v2.0

May 19, 2024

LendAPI Product Update v2.1.4 - v2.1.6

Hey folks, we’ve been busy taking care of you guys and we’ve onboarded another fellow client and in talks with a bunch of other banks and non-bank customers. Your recommendations and word of mouth referral are helping us and we want to thank you guys! The more customers we onboard the more we learn and the more our platform improves. 

And what other ways to share our joy than another round of platform upgrades and feature releases. LendAPI released three more iterations of the platform and we are here to explain to you all the goodies that’s been released into our production system.

Platform Update

Perspective: Equifax 2024 and Beyond

May 11, 2024

Perspective: Equifax 2024 and Beyond

We received our guests from Equifax’s technology, product, and risk teams this past week and we’ve seen some of their latest offerings both in infrastructure, operations as well as their core offerings in terms of credit risk models, attributes.We also saw their new offerings as result of their acquisition of TeleTrack as well as DataX. We are thrilled to have them on site and here are some of our hot takes of what we saw.

Platform Update

LendAPI Product Update v2.1.0 - v2.1.3

May 10, 2024

LendAPI Product Update v2.1.0 - v2.1.3

LendAPI is entering its 3rd month in business and we have signed up a new client in the personal loans space. These fine folks are into near prime and subprime loans. They are using our decision engine as well as our scoring engine to execute their latest underwriting strategy. Our data science and engineering team worked hand in hand to get all the APIs and endpoints modified and ready to roll. As we venture further into May 2024, we are hoping to onboard more clients that utilizes our Product Studio as well as our Rules Studio. Stay tuned for more good news.

Platform Update

LendAPI Product Update v2.0.4 - v2.0.10

Apr 30, 2024

LendAPI Product Update v2.0.4 - v2.0.10

In the past few weeks, we managed to fire off 6 rapid releases. Why? Because we constantly listen to our client’s feedback and solve real issues as opposed to massaging button colors (we will get to that shortly). April 2024 has been an interesting month for us, the sun and the moon did ellipse. As consumers' attention span gets shorter and shorter, digital onboarding must take on a whole new meaning. We will be the one app that rules them all (for banks that is).

Platform Update

LendAPI Product Update - v2.0.1 to v2.0.3

Apr 18, 2024

LendAPI Product Update v2.0.1 - v2.0.3

While our competitors are sleeping, we are coding. While our competitors are thinking up excuses to delay and rack up their hourly rates, we are releasing features and adding more data providers. These series of releases are no different. We added a bunch of robust features to our decision engine as well as integrated with some of the hottest third party data providers.

Platform Update

LendAPI Product Update v2.0

Apr 14, 2024

LendAPI Product Update v2.0

LendAPI enters into a major version increment, 2.0. We look forward to enhancing our decision engine further with new features and new configuration methods to make our decision even more powerful. We can’t wait to launch these new features along with our product roadmap.

Platform Update

LendAPI Product Update v1.9.3 - v1.9.7 - Prove Integration

Apr 14, 2024

LendAPI Product Update v1.9.3 - v1.9.7

We bring another exciting release(s) to further improve our platform. This time, we've completed our Prove integration and created a LendAPI Prove Widget that our clients can easily use to build their short onboarding application. More to come with our Prove demo. But first, we want to show you what we've been building.

Platform Update

LendAPI Product Update v1.9.0 - v.1.9.2 - Merchant Onboarding Builder

Mar 29, 2024

LendAPI Product Update v1.9.0 - v1.9.2

Dear valued clients

On this Good Friday, we thank you for your love and support and we wish you all a safe and fun spring break. Please let us know all the fun places you and your families are headed.

Platform Update

LendAPI Product Update v.1.8.1 - v1.8.3

Mar 20, 2024

LendAPI Product Update v1.8.1 - v1.8.3

We released a new set of product features and pricing changes. We also welcome a few more friends to our marketplace and it's growing. We are heading to the 100 mark soon. Check them out at www.lendapi.com.

Platform Update

LendAPI Product Update - v1.7.7 - v1.8

Mar 11, 2024

LendAPI Product Update v1.7.7 - v1.8

The biggest feature from this release is our Multi-Product offering feature. Our clients can finally offer multiple types of products using completely different underwriting criteria and offer their clients checking accounts, credit cards, loans etc in one sitting! We are super excited about this feature.

Platform Update

LendAPI Product Update v1.7.5 - v1.7.6

Feb 29, 2024

LendAPI Product Update v1.7.5 - v1.7.6

Hey folks, we are forging towards another batch of product enhancements at LendAPI. This build is now released into production.

Platform Update

LendAPI Product Update v1.7.1 - Integration Partners and Private Products

Feb 19, 2024

LendAPI Product Update v1.7.1 - Integration Partners and Private Products

This week we bring you another update to our platform. In this update, we enhanced our Product Builder, we introduced a concept called Private Product, we integrated a few Third Party Providers and we cleaned up a few small bugs to make the Decision Tree Builder friendlier.

As some of you guys have noticed, we are adding a slew of sections on our website. We are building our Marketplace, Documentation. We will feature some of these sections in our up and coming write ups. If you want us to concentrate on certain section of the website, please contact us or write to us at info@lendapi.com

Platform Update

LendAPI Platform News - LeadGen Control v2.0

Feb 9, 2024

LendAPI Product Update: v1.7 - Product Builder "Multi-Paths"

We've finished another exciting product update to our loan originations system. In this release, we updated the LendAPI Product Builder to have the ability to have risk based re-routing where an applicant can skip to different pages based on the information they provided as well as the data provided by third party and the decision rules's results.

Platform Update

LendAPI Platform News - LeadGen Control v2.0

Jan 30, 2024

Personal Loans

Personal loans are the most popular installment loan. Whether it's to pay for a home upgrade or paying off a car, personal loans are popular and practical. LendAPI's clients can design a personal loan onboarding product within minutes.

Platform Update

LendAPI Platform News - LeadGen Control v2.0

Jan 26, 2024

LendAPI Release v.1.6.2 - Tons of Features and Enhancements

Our eyes are melting, and It's all coming together now: 🤝

Firstly, a huge shoutout to everyone on the LendAPI platform who has been giving us constant feedback and helping us build out our ecosystem. The collaboration with our partners, from identity verification providers to bank core integrators, has been phenomenal. As Fintech enthusiasts, engineers, and product enthusiasts, we're thrilled and grateful for your support!

Platform Update

LendAPI Platform News - LeadGen Control v2.0

Jan 20, 2024

🚀 Exciting News: LendAPI v1.6.1 Release! 🚀

People often ask us, "What sets LendAPI apart?" Our answer remains consistent – the power to design your application, craft decision trees for every stage, and showcase consents and documents of your own creation. LendAPI empowers you with unparalleled flexibility to tailor an application flow that aligns with your decision logic and product offerings, making us truly unique.

Platform Update

LendAPI Platform News - LeadGen Control v2.0

Jan 18, 2024

Unveiling LendAPI's Latest Releases: A Glimpse into v.1.5.7 and Beyond

We understand that constant updates might seem like a barrage of information, but we assure you that these releases are pivotal, and we appreciate your patience and understanding. Let's dive into the exciting features that LendAPI has recently rolled out!

Platform Update

LendAPI Platform News - LeadGen Control v2.0

Jan 17, 2024

LendAPI Product Update v1.5.5 - v1.5.6

Winter has arrived, and with it, LendAPI brings warmth to your coding endeavors with the release of versions 1.5.5 and 1.5.6. In this winter wonderland of updates, we focus on enhancing workflow and process automation, delivering a seamless experience for our users. Let's delve into the highlights of these releases.

Platform Update

LendAPI Platform News - LeadGen Control v2.0

Jan 12, 2024

Release Notes for LendAPI Version 1.5.2, 1.5.3, and 1.5.4

Release Notes for LendAPI Version 1.5.2, 1.5.3, and 1.5.4

Platform Update

Dec 27, 2023

Unveiling the Power of Release v1.5.1: A Comprehensive Overview

In the ever-evolving landscape of software development, staying ahead often means embracing change. The release of version 1.5.1 on December 13, 2023, is a testament to this philosophy. This update brings a myriad of enhancements, bug fixes, and new features aimed at refining user experience, improving system functionality, and ensuring a more seamless operation overall.

Platform Update

Dec 11, 2023

Unleashing Creativity: LendAPI's Game-Changing Release v1.5 - "Product Builder"

Excitement is in the air as LendAPI unveils its much-anticipated Release v1.5, featuring the revolutionary "Product Builder." Brace yourselves, because with this release, LendAPI is handing you the keys to a world where your dreams and wishes become reality.

Platform Update

Dec 1, 2023

LendAPI’s Substack Dashboard: Release Notes for v1.4.6 and v1.4.7 🦃 🎄

Greetings from Santa's little fintech workshop! 🎅 As we dive into the festive season, we bring you the latest updates from LendAPI. The last couple of weeks have been a whirlwind of activity at our fintech hub, and we're excited to share the enhancements and fixes we've cooked up in the latest releases, v1.4.6 and v1.4.7.

Platform Update

Nov 17, 2023

LendAPI Releases v1.4.3 and v1.4.4: Empowering Accessibility and User Experience

As we approach the holiday season, the LendAPI team is not slowing down but, instead, gearing up to make your experience even better. In the spirit of continuous improvement, we are thrilled to announce the recent releases, v1.4.3 and v1.4.4, packed with enhancements that aim to elevate the accessibility, communication, and overall user experience within our lending platform.As we approach the holiday season, the LendAPI team is not slowing down but, instead, gearing up to make your experience even better. In the spirit of continuous improvement, we are thrilled to announce the recent releases, v1.4.3 and v1.4.4, packed with enhancements that aim to elevate the accessibility, communication, and overall user experience within our lending platform.

Platform Update

Nov 11, 2023

LendAPI v1.4.2 - Product Update

On this significant day, November 11, 2023, LendAPI extends its heartfelt gratitude to the men and women in uniform, past and present, who have dedicated their lives to maintaining peace and freedom around the world. As we celebrate Veteran's Day, we reflect on the words of President Woodrow Wilson, who established Armistice Day on this very date in 1919.

Platform Update

Nov 3, 2023

LendAPI v1.4.1 Release Notes and More

LendAPI has been on fire this week with its second release, showing no signs of slowing down. In this latest release, labeled version 1.4.1, the team at LendAPI has fine-tuned the Billings section and addressed several UX issues related to the upgrade path. And here's the good news: the free mode is here to stay! But that's just the tip of the iceberg. Let's dive into some of the exciting highlights from LendAPI v1.4.1

Platform Update

Nov 1, 2023

LendAPI’s v1.4 Release Notes: A Midweek Surprise! 🚀

Hello, LendAPI community! We hope you're ready for some exciting news because we're breaking our release cycle to bring you the awesome LendAPI v1.4 mid-week release. That's right, we're shaking things up, and we have a 24/7 development cycle to thank for this special update.

Platform Update

Oct 27, 2023

LendAPI v1.3.4 Release Announcement

Welcome to our thought-letter! This week has been an exciting one as we've engaged with our valued partners, investors, mentors, and clients. We're thrilled to share some major developments with you. Welcome to our thought-letter! This week has been an exciting one as we've engaged with our valued partners, investors, mentors, and clients. We're thrilled to share some major developments with you.

Platform Update

Oct 1, 2023

LendAPI Announces Digitial Onboarding Platform Upgrade v1.3

We are thrilled to announce the release of LendAPI's v1.3! 🌟 Our team has been hard at work, and we're delighted to introduce several powerful features and enhancements to make your lending experience even better.

Platform Update

Sep 28, 2023

LendAPI Release Note v1.0 to V1.1

We are all about getting feedback from our users and to do that we need to let folks know what we've been up to. Our modus operandi is to release features on a regular basis. Everything we do here is in accordance to protect our client's data, IP etc. Please take a look at the some of the work we've been working on leading up to our latest release.