Press Release

Press Release

Press Release

LendAPI Completes Integration with Experian’s Clarity Services

LendAPI Completes Integration with Experian’s Clarity Services

May 21, 2024

May 21, 2024

May 21, 2024

To continue LendAPI’s mission and make more integrated partnerships available through our credit decision engine, we celebrate the completion of our complete Experian’s Clarity Services integration project. Clients can start using their credit scores and attributes today!

LendAPI Completes Integration with Experian's Clarity Services

We are happy to announce that Experian’s Clarity Services is officially onboarded with LendAPI to expand greater access to the clients in both banking and financial services. 

We want to thank folks at Experian’s Clarity Services for their clear and concise onboarding document and support and we have immediate clients that will be onboarded using this dataset to start up their subprime lending portfolio in the coming weeks.

Why Experian's Clarity Services ?

Clarity Services which was purchased by Experian in 2018. As one of the premier subprime credit bureaus, Clarity Services provide critical data for decisioning across the subprime and near prime space and it's a great add on to Experian’s existing services.

Most of the subprime and deep subprime lenders reply on Clarity Services for critical identity verification, bank verification as well as credit underwriting to extend small dollar loans from $500 to $2,500.

Clarity Service’s Clear Risk Score is widely accepted as a definitive credit underwriting rating score in consumer loans. And their Clear Identity Risk scores are widely used as one of the filters purchasing leads from online lead generation services.

Why Clarity and LendAPI?

LendAPI is a digital onboarding tool for banks and fintechs. Our decision engine, pricing engine is used in credit card, loans and checking account onboarding processes. 

Some of our clients and potential clients are now extending credit in the subprime space due to macroeconomic conditions and Clarity Service’s data is a clear choice going into that market. Blended with prime bureau datasets, Clarity Service’s data becomes a powerful combination to observe migratory consumer credit behavior between the prime and subprime space.

We think by making this data set and score available to our audience in banking and lending, it will provide our clients with a greater ability to underwrite deeper into the credit spectrum and price these consumers correctly.

Access and usage

Clients can simply sign up at our website and put their credentials into the Third Party Integration settings section and 40+ variables will be available to use immediately.

LendAPI will provide API endpoints with lead generators on your behalf to start filtering leads. We will either pass that lead to a redirect URL and land the approved applications onto your offer page for further processing or we can help you with various landing page needs.

About LendAPI

LendAPI is the only digital onboarding platform for banks with a powerful Product Studio and Rules Studio on one platform. Follow us on Linkedin and YouTube.

To continue LendAPI’s mission and make more integrated partnerships available through our credit decision engine, we celebrate the completion of our complete Experian’s Clarity Services integration project. Clients can start using their credit scores and attributes today!

LendAPI Completes Integration with Experian's Clarity Services

We are happy to announce that Experian’s Clarity Services is officially onboarded with LendAPI to expand greater access to the clients in both banking and financial services. 

We want to thank folks at Experian’s Clarity Services for their clear and concise onboarding document and support and we have immediate clients that will be onboarded using this dataset to start up their subprime lending portfolio in the coming weeks.

Why Experian's Clarity Services ?

Clarity Services which was purchased by Experian in 2018. As one of the premier subprime credit bureaus, Clarity Services provide critical data for decisioning across the subprime and near prime space and it's a great add on to Experian’s existing services.

Most of the subprime and deep subprime lenders reply on Clarity Services for critical identity verification, bank verification as well as credit underwriting to extend small dollar loans from $500 to $2,500.

Clarity Service’s Clear Risk Score is widely accepted as a definitive credit underwriting rating score in consumer loans. And their Clear Identity Risk scores are widely used as one of the filters purchasing leads from online lead generation services.

Why Clarity and LendAPI?

LendAPI is a digital onboarding tool for banks and fintechs. Our decision engine, pricing engine is used in credit card, loans and checking account onboarding processes. 

Some of our clients and potential clients are now extending credit in the subprime space due to macroeconomic conditions and Clarity Service’s data is a clear choice going into that market. Blended with prime bureau datasets, Clarity Service’s data becomes a powerful combination to observe migratory consumer credit behavior between the prime and subprime space.

We think by making this data set and score available to our audience in banking and lending, it will provide our clients with a greater ability to underwrite deeper into the credit spectrum and price these consumers correctly.

Access and usage

Clients can simply sign up at our website and put their credentials into the Third Party Integration settings section and 40+ variables will be available to use immediately.

LendAPI will provide API endpoints with lead generators on your behalf to start filtering leads. We will either pass that lead to a redirect URL and land the approved applications onto your offer page for further processing or we can help you with various landing page needs.

About LendAPI

LendAPI is the only digital onboarding platform for banks with a powerful Product Studio and Rules Studio on one platform. Follow us on Linkedin and YouTube.

To continue LendAPI’s mission and make more integrated partnerships available through our credit decision engine, we celebrate the completion of our complete Experian’s Clarity Services integration project. Clients can start using their credit scores and attributes today!

LendAPI Completes Integration with Experian's Clarity Services

We are happy to announce that Experian’s Clarity Services is officially onboarded with LendAPI to expand greater access to the clients in both banking and financial services. 

We want to thank folks at Experian’s Clarity Services for their clear and concise onboarding document and support and we have immediate clients that will be onboarded using this dataset to start up their subprime lending portfolio in the coming weeks.

Why Experian's Clarity Services ?

Clarity Services which was purchased by Experian in 2018. As one of the premier subprime credit bureaus, Clarity Services provide critical data for decisioning across the subprime and near prime space and it's a great add on to Experian’s existing services.

Most of the subprime and deep subprime lenders reply on Clarity Services for critical identity verification, bank verification as well as credit underwriting to extend small dollar loans from $500 to $2,500.

Clarity Service’s Clear Risk Score is widely accepted as a definitive credit underwriting rating score in consumer loans. And their Clear Identity Risk scores are widely used as one of the filters purchasing leads from online lead generation services.

Why Clarity and LendAPI?

LendAPI is a digital onboarding tool for banks and fintechs. Our decision engine, pricing engine is used in credit card, loans and checking account onboarding processes. 

Some of our clients and potential clients are now extending credit in the subprime space due to macroeconomic conditions and Clarity Service’s data is a clear choice going into that market. Blended with prime bureau datasets, Clarity Service’s data becomes a powerful combination to observe migratory consumer credit behavior between the prime and subprime space.

We think by making this data set and score available to our audience in banking and lending, it will provide our clients with a greater ability to underwrite deeper into the credit spectrum and price these consumers correctly.

Access and usage

Clients can simply sign up at our website and put their credentials into the Third Party Integration settings section and 40+ variables will be available to use immediately.

LendAPI will provide API endpoints with lead generators on your behalf to start filtering leads. We will either pass that lead to a redirect URL and land the approved applications onto your offer page for further processing or we can help you with various landing page needs.

About LendAPI

LendAPI is the only digital onboarding platform for banks with a powerful Product Studio and Rules Studio on one platform. Follow us on Linkedin and YouTube.