July 2025 Platform Upgrade

In the past few weeks, we talked about July being our customer care month and we’ve been nose down to work on all aspects of our platform to prepare for the rest of the year. Sam and I even sat down for hours and QA’ed the most used features of our platform.

As part of the revamp of our platform, we also put in new processes to check in code and keep a tight leash on our release rhythm. Here are some major changes, all code will accompany functional testing and comments. We will still release hot fixes at will but future platform enhancements will be on a two week rhythm as opposed to one. This will give our team ample time to test.

This doesn’t mean that the volume of features will falter, we will produce as much as features in the two week sprint. We are already enjoying this new process with our v2.9.7 release. 

LendAPI Partner Podcast

We are still working on new episodes, everyone seems to be on vacation but we will get them scheduled and recorded. Thanks to our pod czar Rutger van Fassen. Season 2 of our LendAPI Partner Podcast will be great. For now, please enjoy one of the original episodes:

LendAPI Partner Podcast with Anna Burke, Head of Revenue & Growth at Equabli

If you would like to join our Partner Podcast, please contact us or reach out to our host Rutger, we will be sure to get you on to tell your story.

LendAPI Academy

Education and training is everything here at LendAPI. We have just under 30 training sessions at LendAPI Academy. These episodes are meant to have our clients browse through certain sections of our platform and get a refresher course.

However, we have a team of CSMs (Customer Success Managers) to help you get onboarded. For now, please check out our academy in the fullest:

LendAPI Academy

We look forward to more episodes in the coming month and get more in depth with how our rules studio and product studio works. 

LendAPI FinTech Marketplace

We want to welcome a handful of new members to LendAPI FinTech Marketplace.

Starting with Praxsent, our new build partner. They are great at creating custom solutions for the banking and fintech space. Check them out.

If you care about compliance and you should, you need to check out Tauxbe Data. These guys have amazing technology to scan through all locations for criminal records. Check them out on our FinTech Marketplace here.

Canarie AI is a company that delivers compliance notifications in real time to lenders. Their tool scans through all state regulatory constructs and give you real time guidance on potential violations in your lending environment.

You should join our fintech marketplace, it’s completely free and you will get new business by leveraging our ecosystem. Our partnership team would love to talk to you. Email us at info@lendapi.com, we would love to hear from you.

LendAPI Platform Release Notes - v2.9.7 Full Release

Our v2.9.7 release has been billed as our July Customer Care Release. This release consists of just shy of 100 tickets, large and small. We had a successful release this past week and there were no issues from this release. Here are some highlights from this platform upgrade release.

Core Platform - Updates:

• Hide all the inactive products when we map contracts to products to create a better experience. 

• Product Studio - Updates:

• We labeled system variables with our “L” logo next to them on the left hand side of the variable listing panel in Product Studio.

• We are showing all of the variable name, variables code in the variable listing view on the left hand side of the Product Studio.

• We updated all product studio payload while products are getting built to https for additional security.

• We disallow “0” as an input to the Headless API functionality in Settings within each product built by the Product Studio.

• We added the actual Outcome Name as opposed to the outcome number in the JSON response from the Product Studio settings.

• We resolved an issue where the header of the product page within the product studio wasn’t being saved.

Agent Dashboard - Updates:

• We are showing all of the data the applicant has filled out in the Agent Dashboard landing page.

• We renamed Application to Agent Dashboard on the left navigational bar. 

• We left the agent to see the entire logging list without collapsing it by default in the Log tab of each application in view.

• You can search the applicant’s full name in the search bar now.

Co-Applicants - Update:

• Allow users to embed app_url_tab directly into the email templates.

• Allow for dynamic product generation for each co-applicants spun off from the main applicant. We are setting the stages for our dynamic co-applicant flow in the coming releases.

Know Your Business - Update:

• We made a small data formatting change so Headcounts in the company info page will not display in thousands. Companies with small headcounts won’t be rounded up to the thousands anymore.

• If a company research result does not have a EIN response from KYB API show as “No Verified EIN”

• We also hid some elements of the API response that’s not relevant for end users searching for businesses. These elements are all system elements and do not affect the KYB search results.

• We’ve also increased the size of the preview modal in our KYB tool. 

• We also fixed some minor spacing issues in the company result pages.

• We resolved a minor issue where the KYB API wasn’t returning any information.

Integration Partners - Update:

• We added Equifax Synthetic ID, and DataX CHX products into the Integration Partners.

• We integrated Five9 telephony into the platform. This will enable our clients to outbound dial using the Five9 chrome browser extension from the LendAPI platform.

• We officially welcome Middesk to our platform as an Integrated Partner.

Client Care Month - Update

• We added a few Plaid variables relating to checking account balances for a particular client for additional rule building.

• We helped one of our clients with incorrect Derived Variables. This is now resolved.

• We captured additional variables for our clients so they can do additional reporting from lead generators such as Zero Parallel and Lead Market.

• We helped one of our clients to search initial applications post launch. This is for one of our new clients launched a few weeks ago.

• We added the application page name through their iFrame experience with our marine equipment point of sale financing client. We also stored additional transitory variables from page to page within the check out experience.

• We resolved several issues with our credit card client. Changing their customer support email, adding a help page if the applicant clicks on the back button. We also adjusted an email frequency issue on email reminders. We also captured TransUnion Fraud Alert and Consumer Statement into the dashboard. 

• We update favicons for one of our clients in the small business lending space on their landing page. We also helped them resolve an issue with CRS credit bureau variables.

• We resolved a variable issue with our credit union client. 

• We also resolved an issue where when a user times out and reattempts to login, OTP is triggered but the UI to enter the OTP was missing.

• We resolved an issue when we updated the variable display type, it wasn’t letting the user save the variable.

• Tenant related variables are not being allowed to show in the Rich Text Editors. This is resolved.

• We added the sorting icon back into the email template editor.

• We added the decimal limiter for derived variables. 

• We fixed an issue where the Preview icon always takes the person to the first page instead of the page that needed to preview.

• We cleaned up some messaging in the Rules Studio to button up warning messages.

• We also fixed an issue where paying clients are being deactivated. This is resolved.

• We were showing the first name in Agent View if last name variables were added. This is resolved.

• We resolved the text displayed in the publish button within the Contract Builder.

• We resolved an issue where Derived Variables returned as an output variable. 

• We resolved an issue where the date format was incorrect if it’s a derived variable. It is now fixed to mm/dd/yyyy.

• In Rule Studio’s Run Test feature, the date picker should pop up as part of the test field input. It wasn’t showing but it’s now resolved.

• In shadow testing, there is a pagination issue if there are no tests being conducted in the test view. We resolved this UI issue.

• We enforced an action node to have an outcome or a decision tree.

• We resolved an issue with the Model Run Time UI issue relating to the left navigation bar.

• We resolved an issue in the Notes section where the sender name and the applicant name are swapped. This is now resolved.

• We resolved an issue on our website where we demonstrate our embedded financing widget.

• We made an enhancement to the salesforce integration where we can retrieve additional information to display within LendAPI’s platform where they are newly funded loans or loans that are in repayment status. We also renamed a variable for our real estate financing client.

• We fixed an issue with our blocklist functionality. 

What’s Next?

There are few things that are exciting on our roadmap, the first one is dynamically route co-applicant experience. This is one of the hotly requested functionalities where the main applicant can spin up co-applications and we are putting all of these functionalities within our product studio so clients can use it to build any co-applicant experience they want.

We will also unveil our SMS texting platform. Yes, we will manage all of your long codes. We will combine chat and SMS functionality into one. This will also be a micro service where we clients can use this functionality independently from the rest of the LendAPI platform.

About LendAPI

Follow us on Linkedin, X, YouTube, and check out our Decision Engine, Product Studio, Underwrite AI, Doc AI and Agent Dashboard as well myOCR.ai. Check out more content at LendAPI Academy, Podcast, and our Weekly Newsletter with our Marketplace Slack Community.