LendAPI Successfully Completes 2025 SOC 2 Type II Audit, Reinforcing Industry-Leading Security

Irvine, CA - Dec 5th 2025 - LendAPI, Inc, an Irvine, CA FinTech Software as a Service company completes its SOC2 Type 2 Audit for year 2025, second year in a row.

LendAPI, Inc. is a venture backed, scale-up with a full lending system including its state of the art Loan Originations Platform as well as decisioning and embARC Loan Management System to help Banks and FinTechs launch new products and move away from legacy systems. 

To date, we helped over 50 clients from banks to credit unions to retailers to launch their in house personal loans, credit cards, and embedded financing products with ease. Our 40 member staff works day and night to build new features that align with our vision, “Launch any financial products instantly”.

Recently, we collaborated with Adaro Optical to extend our platform into all of Sunglasses Hut’s retail stores to enable their SGH (Sunglasses Hut Plus) program. We are proud of what what we have accomplished and our technology processes enables our rapid product delivery with quality and consistency. 

LendAPI has processed over 70 million credit applications across a variety of verticals from personal finance products to fix and flip real estate transactions to credit card onboarding and embedded financing.   

“We are pleased to inform our clients and our partners that we’ve successfully completed our SOC2 Type II audit leveraging technology from SecureFrame and Johanson Group llp. Our product, compliance and engineering team has been working diligently to complete one of the most complex audits of our company history. We’ve always put process and security first at LendAPI and working with third party auditors through this process is an honor and a privilege." Timothy Li, CEO & Co-Founder, LendAPI.

We will implement more processes and monitoring around our firm to ensure an even smoother audit in 2026. Thanks to our CTO, Sam Xia’s diligence, we have processes, documentation and procedures set in place to meet and exceed our obligations to our partners and clients.

Thanks to our security partners and our audit partners to make this achievement possible.

About LendAPI

LendAPI is a fintech infrastructure platform that enables fintechs, banks, and financial institutions to rapidly launch and scale embedded lending products. With a powerful Decision Engine and a no code configuration interface, LendAPI gives companies complete control over underwriting, verification, disbursement, and servicing workflows. Organizations use LendAPI to launch lending products in weeks, streamline operations, reduce vendor dependencies, and maintain strong control over risk and compliance. Please visit www.lendapi.com for more information.