LendAPI Appoints Ian Angkiangco as Vice President of Compliance to Drive Banking-as-a-Service and Regulatory Operations

IRVINE, Calif. — LendAPI, the leading digital onboarding, loan origination system (LOS), and credit decision engine platform, today announced the appointment of Ian Angkiangco as Vice President of Compliance. In this role, Ian will oversee LendAPI’s regulatory compliance framework, lending licensing strategy, vendor onboarding and monitoring protocols, and end-to-end risk governance across the Banking-as-a-Service (BaaS) and Lending-as-a-Seravice (LaaS) ecosystems.

Strengthening Compliance in a Dynamic Regulatory Landscape

With a strong background in legal, finance, technology contracts, and regulatory operations, Ian brings extensive expertise in managing complex regulatory environments for financial technology and consumer lending platforms. At LendAPI, he will lead critical compliance initiatives essential for a high-growth BaaS platform, including:

• Lending Licensing & Regulatory Strategy: Navigating state and federal licensing frameworks to expand LendAPI’s Lending-as-a-Service (LaaS) capabilities and partner integrations.

• Vendor Onboarding & Lifecycle Management: Establishing thorough compliance vetting and operational due diligence for third-party service providers, data vendors, and fintech partners.

• Vendor & Partner Monitoring: Implementing ongoing risk assessment, audit readiness, and performance monitoring to adhere to strict institutional risk standards.

• BaaS Compliance Oversight: Managing BSA/AML/KYC guidelines, Consumer Financial Protection Bureau (CFPB) regulatory expectations, Fair Lending (ECOA), TILA, FCRA, and UDAAP compliance standards.

• Data Privacy & Governance: Ensuring secure handling, storage, and transmission of highly regulated financial data across bank and lender integrations.

Ian will work closely with Nicole Houston, Executive Vice President of Lending at LendAPI, to further refine and scale the company’s Lending-as-a-Service product line. Together, they will streamline how sponsor banks, credit unions, non-bank lenders, and fintech innovators navigate regulatory requirements throughout their partner onboarding lifecycle.

"Compliance and regulatory governance are foundational to the growth of modern Lending-as-a-Service platforms," said Nicole Houston, EVP of Lending at LendAPI. "Ian’s deep understanding of legal frameworks, lending operations, and vendor management makes him a pivotal addition to our leadership team. I am thrilled to collaborate closely with Ian on several key strategic projects—from expanding our bank partner network to implementing automated compliance safeguards that ensure our lenders can scale securely with highly sensitive data."

"LendAPI is at the forefront of modernizing digital onboarding and decision engine technology for financial institutions," said Ian Angkiangco, VP of Compliance at LendAPI. "As Banking-as-a-Service and digital lending evolve under increasing regulatory oversight, building robust, transparent, and scalable compliance operations is paramount. I am excited to work alongside Nicole and the leadership team to ensure our technology platform delivers best-in-class risk management, regulatory peace of mind, and seamless onboarding for our bank and lender partners."

Mr. Angkiangco holds a Juris Doctor (J.D.) from the University of Dayton School of Law and is an attorney admitted to the State Bar of Texas. His background spans corporate counsel, technology contracts, real estate, and finance.

About LendAPI

LendAPI is a cloud-based, customizable loan origination system (LOS), workflow automation, and credit decision engine platform. Designed to bridge fintech agility with bank-grade security, LendAPI enables banks, credit unions, non-bank lenders, and fintech innovators to launch financial products rapidly, automate underwriting, and manage customer onboarding within a compliant, scalable architecture.

For more information, visit www.lendapi.com.

Media Contact:

LendAPI Communications

Email: info@lendapi.com

Website: www.lendapi.com