Your brand up front.Our rails underneath.
Call one API for applications and decisions, test a new credit policy in shadow before it goes live, and give borrowers a white-label portal for payments and payoffs.
Book a demoPOST/api/decision/8f3c…e21a/run/{
"outcome": "approve",
"workflow_version": 12
}| v12 · live | v13 · shadow | |
|---|---|---|
| Applications | 4,210 | 4,210 |
| Approve | 38.2% | 41.6% |
| Refer to underwriter | 12.4% | 9.1% |
| Decisions that differ | – | 312 |
Change credit policywithout guessing.
Run a new version in shadow against live traffic, backtest it on past applications, or split traffic in an A/B test. You see exactly which decisions would change before a single borrower does.
Priced in the same secondthe decision comes back.
Versioned pricing tables turn an approval into offers your borrower can choose from, in your brand, on your domain.
You’re approved for up to $15,000, Sam.
Pick the payment that works for you on $12,000.
Borrowers only eversee your brand.
Applications run on your domain with your logo and colors. After funding, borrowers manage autopay, request a payoff quote and download statements in a portal that carries the same brand.
loans.brightline.coYour systems hear itthe moment it happens.
Subscribe your endpoints to loan events from servicing and authenticate with OAuth client credentials. Your app, CRM and ledger stay in step without polling.
Run your lending stackfrom Claude or Cursor.
Connect LendAPI’s MCP server with your LendAPI login. Your AI client can read applications, build rules and flows, and set up Labs tests. Anything that goes live asks you first.
› Shadow-test v13 of the small business LOC policy against live traffic for two weeks.
calling labs_create calling labs_configure_shadow version=13 calling labs_start confirm=false
Ready. v13 will score every new application without changing any decision. Start the test?
Yes. Create applications and run a decision against a versioned flow over REST, then read the outcome back. Your app gets the same decision your team sees in LendAPI.
