Launch Real Estate & Construction Products in Days, Not Months
A low-code, end-to-end lending platform for Fix & Flip, Ground-Up Construction, DSCR, and Mortgage lenders. Scale underwriting, automate workflows, and simplify loan management.
Future of Real Estate Lending is No-Code
Fix & Flip Loans
Customizable loan workflows from application to closing. Automated draw schedules and borrower updates.
Traditional Mortgages & HELOCs
Tailor mortgage workflows for FHA, HELOCs, and conventional loans — all built natively in LendAPI.
How it with LendAPI works
Capture borrower and property details with simple, no-code applications for both direct borrowers and brokers.
Drag-and-drop application builder
Soft credit & property data checks
Configurable eligibility rules
Automatically size loans based on FICO, income, LTV, ARV, or DSCR. Use visual rules to create loan tiers and terms.
Custom loan sizers for Fix & Flip, DSCR, Ground-Up
Excel-style rule creation with Rules Studio
Automated eligibility & risk scoring
Collect, verify, and manage borrower documents with built-in OCR and native contract generation.
OCR-powered document intake
eSign and compliance templates
Native contract builder for closing docs
Manage construction disbursements with milestone-based draw schedules, ensuring funds are released as work is completed.
Generate custom draw schedules
Virtual card or ACH disbursements
Webhook notifications for funding
Track loan performance, manage communications, and monitor construction progress in one unified dashboard.
Repayment & milestone tracking
Automated reminders & delinquency alerts
Centralized case management for brokers & borrowers
WHY CHOOSE
Simplify loan origination, automate underwriting, and accelerate closings with a modular platform designed for real estate and construction lenders
Custom Decisioning
Easily configure underwriting rules and loan eligibility logic using LendAPI’s visual Rules Studio. Factor in credit, income, property value, ARV, DSCR, and more — all without writing code.
Tailored Loan Experience
Whether you’re building Fix & Flip, Ground-Up Construction, DSCR, or traditional mortgages, LendAPI provides drag-and-drop workflows that adapt to your business.
Faster Closing
Close loans more efficiently with LendAPI’s built-in tools. Generate and manage contracts, automate borrower communication with SMS & Email, and use OCR to process documents instantly