LendAPI Surpasses 20 Million Applications Processed in 12 Months, Accelerating the Future of Embedded and Digital Lending

LendAPI Surpasses 20 Million Applications Processed in 12 Months, Accelerating the Future of Embedded and Digital Lending

Apr 30, 2025

Apr 30, 2025

FEATURED

FEATURED

Press Release

Press Release

FOR IMMEDIATE RELEASE

IRVINE, CA – April 30, 2025 – LendAPI, the leading decision engine powering the next generation of lending, proudly announces a major milestone: over 20 million loan applications have been processed through its platform in the past 12 months. With current volumes exceeding a 35 million annual run rate, LendAPI is rapidly becoming the go-to infrastructure for financial institutions seeking to deliver fast, intelligent, and scalable credit decisioning.


LendAPI Processes 20 Million Applications
LendAPI Processes 20 Million Applications
LendAPI Processes 20 Million Applications

Serving a wide array of clients—from embedded finance innovators and personal loan providers to real estate lenders and commercial finance platforms—LendAPI delivers a modern, modular decisioning platform designed from the ground up by lending and engineering experts.

“Every single application processed through LendAPI represents a real financial decision with real human impact,” said Timothy Li, Co-Founder and CEO of LendAPI. “This milestone is a testament to our clients’ trust and the power of what we’ve built together—a platform that brings true agility, scalability, and innovation to lending.”

Why Lenders Choose LendAPI

State-of-the-Art Decision Engine: LendAPI processes hundreds of thousands of applications daily through its enterprise-grade Rules Builder, Model Studio, and Integrated Partners Panel. Risk professionals can implement complex credit rules, deploy custom models, and A/B test strategies—all without IT intervention.

Speed to Market: With LendAPI, financial institutions launch new lending products in days—not months. Thanks to a library of pre-integrated third-party services—from identity verification to fraud detection to cash flow analytics—clients reduce implementation time by up to 90%.

Dramatically Lower Total Cost of Ownership: Designed as a DIY, zero-maintenance platform, LendAPI eliminates setup fees, heavy integration costs, and ongoing IT dependency. The result? Millions of dollars saved and complete control in the hands of the client.

Expert-Built and Continuously Evolving: With over 20 team members dedicated to innovation and client success, LendAPI rolls out new features weekly. Clients benefit from ongoing platform enhancements, hands-on training, and LendAPI Academy resources, making continuous improvement both accessible and intuitive.

Looking Ahead

LendAPI’s rapid growth is driven by its unwavering focus on client empowerment, product flexibility, and unmatched implementation speed. As the company continues to scale, every milestone serves as a reminder of its mission: to enable smarter, faster, and more inclusive financial services.

“We’re deeply grateful to our clients for making this milestone possible,” added Li. “Whether you’re processing 100 or 100,000 applications a day, we treat every decision with the highest level of care, security, and precision. We’re just getting started.”

To learn more about how LendAPI is reshaping the decisioning landscape, visit www.lendapi.com.

Media Contact:
info@lendapi.com
www.lendapi.com