LendAPI

Product

Solutions

Resources

Partners

Pricing

LendAPI
LendAPI

Product

Origination, decisioning, servicing

Solutions

For banks, credit unions and lenders

Resources

Blog, academy and company

Partners

Pricing

LendAPI
LendAPI

Product

Origination, decisioning, servicing

Solutions

For banks, credit unions and lenders

Resources

Blog, academy and company

Partners

Pricing

ARC AI · Built into LendAPI

Apply to approved, described in plain English.

Apply to approved, described in plain English.

Apply to approved, described in plain English.

ARC turns your credit policy into rules and flows, reads any application you ask about, and drafts the next step. Nothing reaches an applicant or goes live until you confirm it.

ARC turns your credit policy into rules and flows, reads any application you ask about, and drafts the next step. Nothing reaches an applicant or goes live until you confirm it.

Build a personal loan flow: identity, credit pull, FICO check, pricing, offer email
TriggerApplication
IntegrationIdentity check
IntegrationCredit pull
Decision treeFICO check
PricingLoan rates
EmailOffer ready
Draft savedValidatedTest run waits for you

What ARC does

Three jobs ARC takes off your team

Three jobs ARC takes off your team

Three jobs ARC takes off your team

Pick an example to watch ARC do it. These are requests ARC handles inside LendAPI today, shown here with example data.

Pick an example to watch ARC do it. These are requests ARC handles inside LendAPI today, shown here with example data.

Build

Turn policy into rules and flows

Describe a credit policy or an application journey. ARC reuses the variables, outcomes and integrations you already have, builds the rest, and saves it as a draft.

Read

Ask about any application

Ask on an application’s ARC tab. ARC reads the file’s provider results, decisions and documents, and tells you what passed, what failed, and why the file landed where it did.

Act

Draft the next step, then wait for you

ARC prepares emails and SMS from your templates, stage changes and manual offers. Each one runs only after you confirm it.

Ask ARC · Build1 / 7
Ask ARC Rules Studio
Ask Arc AI…

Scripted demo with example data. Try the buttons in the chat.

Inside LendAPI

ARC builds the real thing, where your team already works.

ARC builds the real thing, where your team already works.

ARC builds the real thing, where your team already works.

What ARC makes shows up in the tools your team already uses: a draft in Rules Studio, a flow on the canvas, an answer on the application.

What ARC makes shows up in the tools your team already uses: a draft in Rules Studio, a flow on the canvas, an answer on the application.

Rules Studio

Decision trees, built as drafts

ARC reuses your existing variables and outcomes and creates only what’s missing.

  • Left as a draft unless you ask ARC to publish
  • Versions show in Rules Studio’s version history
  • Test it with sample values first
Flow Builder

Flows, built on the canvas

ARC places the nodes and connects your integrations, rules and pricing, then validates the flow.

  • Uses your connected integrations and pricing engines
  • Reports any validation errors
  • Test runs and publishing wait for you
Application · ARC tab

Answers, on every application

Open an application’s ARC tab and ask what’s blocking a decision. ARC answers from that file’s own data.

  • Identity, credit, rule results and documents together
  • Personal data is filtered before ARC reads the file
  • Actions are logged in the application’s history
FICO check DraftRules Studio
self_reported_fico_scoreexisting variable · reused
≥ 680
DTI ratio≤ 36%
yesApprove
noReview
< 680Decline
2 outcomes created · 1 ruleNot live
Personal loan flow DraftFlow Builder
TriggerApplication started
IntegrationIdentity check
IntegrationCredit pull
Decision treeFICO check
Pricing enginePersonal loan rates
EmailOffer ready
Validated
Dana Whitfield
APP-20419 · Personal loan · $18,000
Under review
IdentityPassed
CreditFICO 702 · DTI 31%
FICO checkPassed
DocumentsBank statements missing
Suggested next stepMove to the Document stage to request bank statements.

Control

ARC does the work. You make the calls.

ARC does the work. You make the calls.

ARC does the work. You make the calls.

01

Asks before it acts

Stage changes, manual offers, emails, SMS, flow test runs and publishes wait for your confirmation. ARC runs only the action you confirmed.

02

Drafts until you say otherwise

Rules and flows ARC builds are saved as drafts. Publishing a flow waits for your confirmation, and ARC publishes a decision tree only when you ask it to.

03

Shows its work

Each step appears in the chat as it happens: what ARC checked, what it reused and what it created.

04

Asks when details are missing

If a request leaves out something it needs, like a variable’s type, ARC stops and asks a short question instead of guessing.

05

On the record

Actions ARC takes on an application are logged in that application’s history.

06

Off until you turn it on

ARC is enabled per tenant. Each conversation belongs to the user who started it, and personal data is filtered before ARC reads a file.

Coverage

What ARC can read and build

What ARC can read and build

What ARC can read and build

ARC

Ask ARC inside LendAPI

MCP

From Claude, Cursor or another MCP client

Decisioning

The logic behind every decision.

3 APP · 4 MCP

Decision trees

ARC

Variables

ARC

Decision outcomes

ARC

Pricing engines

MCP

Labs A/B tests

MCP

Backtests

MCP

Shadow runs

MCP

Applications

Read a file and take the next step.

7 APP

Application summaries

ARC

Provider results

ARC

Decisions

ARC

Documents

ARC

Stage changes

ARC

Manual offers

ARC

Notes

ARC

Origination

What applicants go through.

1 APP · 4 MCP

Flows

ARC

Product Studio pages

MCP

Themes

MCP

Contracts

MCP

Document library

MCP

Communication

Your templates, sent on confirm.

2 APP · 1 MCP

Email

ARC

SMS

ARC

Email & SMS templates

MCP

MCP

Bring LendAPI into Claude or Cursor

Bring LendAPI into Claude or Cursor

Bring LendAPI into Claude or Cursor

Connect LendAPI’s MCP server, sign in with your LendAPI account and allow access. Your AI client can read applications, build rules and flows, set up pricing and Labs tests, and edit Product Studio pages. Making a product version live asks for confirmation, and your AI client asks before other actions.

Connect LendAPI’s MCP server, sign in with your LendAPI account and allow access. Your AI client can read applications, build rules and flows, set up pricing and Labs tests, and edit Product Studio pages. Making a product version live asks for confirmation, and your AI client asks before other actions.

150+

tools

OAuth

Sign in with LendAPI

Live or Sandbox

chosen when you connect

Your AI client · lendapi connected

› What changed in Personal Loan this week?


  calling products_compare_versions


  v14 is live. v15 has 2 page edits

  and 1 routing change.


› Make v15 live.


  calling products_set_live_version confirm=false

  Impact: 37 applications are in

  flight. Confirm to set v15 live?

› What changed in Personal Loan this week?


  calling products_compare_versions


  v14 is live. v15 has 2 page edits

  and 1 routing change.


› Make v15 live.


  calling products_set_live_version confirm=false

  Impact: 37 applications are in

  flight. Confirm to set v15 live?

Next step

Bring a credit policy. Watch ARC build it.

Bring a credit policy. Watch ARC build it.

Bring a credit policy. Watch ARC build it.

On the call, we’ll give ARC one of your real rules in plain English and you’ll see the decision tree it builds, as a draft for your team to review.

On the call, we’ll give ARC one of your real rules in plain English and you’ll see the decision tree it builds, as a draft for your team to review.

ARC is turned on per tenant, and each conversation belongs to the person who started it.