This will change the speed and efficiency of lending for community and commercial banks as well as digital financial service providers. Now, lenders can process and approve loan applications in real-time, reducing their operating costs and risks as well as growing their potential lending books significantly. Together, the two companies have already conducted successful roadshows with major financial services organizations in the Asia Pacific region, , showcasing how modern infrastructure can rapidly transform the region’s financial services landscape.

“Our partnership marks a major milestone for Lend API,” said Timothy Li, Co-Founder and CEO of LendAPI. “Our relationship with has been foundational from the very beginning, and now, as we expand into the APAC region, we are bringing our breakthrough lending capability to a region that is ripe for transformation. Our platform is built to be flexible and scalable across any country or regulatory environment, turning manual, time-consuming processes into seamless, high-speed automation. Together, we are laying the groundwork for a new digital era in financial services across APAC.”

The APAC banking sector contributes half of the world’s corporate and investment banking revenues, estimated to be USD 1.5 Trillion. Corporate and Investment Banking is growing at 7% while consumer banking growth is pegged at 11% per anum. Yet a significant portion of the financial services industry remains heavily manual and paper-based. The next level of sectoral digitalization by leveraging AI is critical, not just for economic modernization but also for financial inclusion, especially in emerging markets like Indonesia, the Philippines, and Vietnam.

Kaustuv Ghosh, CEO of Advanced Technology Management Consultancy, emphasized the urgent need for innovation: "The financial sector in APAC is at a pivotal moment. The demand for automation, digitalization, and real-time decisioning is stronger than ever — especially in lending and credit underwriting. This partnership brings together unmatched technological expertise and a shared vision for transforming financial services at scale.”

The partnership will initially focus on working with microfinance institutions, rural banks, commercial banks, and merchant finance providers in Southeast Asia, India, and beyond. With an eye toward further regional expansion, LendAPI and Advanced Technology Management Consultancy Pte Ltd are setting the stage for a wave of digital transformation that will drive efficiency, growth, and financial access across APAC.

The joint offering to the market is known as:

About Advanced Technology Management Consultancy Pte Ltd

Based in Marina Bay Financial Centre, the heart of Singapore’s financial services industry, Advanced Technology Management Consultancy focuses on building, deploying and managing real-time transactional infrastructure and services. At the core of its value creation are managed services, consulting, training and product deployment. It has two brands-Nxtgen Payment Infra which is Fintech-focused and Nxtgencode which is centered around other enterprise transformation initiatives. Contact kaustuv@nxtgencode.com for more information.

About LendAPI

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