NEW YORK, NY — September 10, 2026 — LendAPI, the cloud-native, sub-second digital onboarding and credit decisioning platform, is proud to announce that it has been awarded Emerging FinTech of the Year at FinovateFall 2026. Building on the momentum of winning the prestigious Best of Show award at Finovate in 2025, this consecutive honor reflects LendAPI’s continuous innovation and transformative impact across the global financial technology landscape.

This milestone accomplishment is made possible by the dedication of LendAPI’s global team, whose relentless drive powers the platform banks, credit unions, and fintechs rely on to launch and manage modern financial products.

"Winning Emerging FinTech of the Year is a deeply humbling recognition of our team’s incredible passion across the globe," said Timothy Li, CEO of LendAPI. "Without our brilliant teammates working tirelessly around the clock, building a platform that makes launching financial products effortless simply wouldn't be possible. We extend our immense gratitude to our investors, sponsors, and partners who trusted our vision from day one, to our extraordinary clients who inspire us every day, and to the Finovate organizers for creating a platform that elevates true innovation."

LendAPI’s modular platform allows financial institutions to build, customize, and deploy fully compliant origination workflows within minutes, dramatically reducing time-to-market.

"Engineered from the ground up to handle complex workflows with speed and precision, our technology is designed to empower creators in the financial space," said Sam Xia, CTO of LendAPI. "We are profoundly grateful for this recognition from Finovate. Receiving back-to-back honors validates our technical architecture and motivates our engineering teams worldwide to keep pushing the boundaries of what is possible in digital lending."

As the fintech ecosystem rapidly evolves, LendAPI remains committed to fostering an open, agile infrastructure that drives growth for financial institutions of all sizes.

"This recognition belongs to our entire community—our global team, trusted partners, and visionary clients who build on LendAPI every day," said Eric King, Chief of Staff at LendAPI. "We will carry these awards as a guiding torch for our entire community, propelling us forward as we continue to advance the lending and fintech industry with uncompromising integrity, rigor, and purpose."

About LendAPI LendAPI is a next-generation fintech operating system that enables banks, fintechs, and non-financial brands to build, launch, and scale tailored financial products instantly. Featuring a dynamic rule engine, orchestration hub, and white-label customer portal, LendAPI streamlines digital onboarding, decisioning, and loan management into a unified platform.

For more information, visit www.lendapi.com or follow LendAPI on LinkedIn.

Media Contact:

LendAPI Public Relations

info@lendapi.com