LendAPI Launches Contract Builder with Multi-Signature Routing Capabilities

LendAPI Launches Contract Builder with Multi-Signature Routing Capabilities

May 31, 2025

May 31, 2025

FEATURED

FEATURED

Press Release

Press Release

LendAPI is expanding the contract management capabilities of our platform to better serve the growing needs of our clients. We’ve developed a comprehensive and fully integrated contract management tool called Contract Builder, designed to streamline and modernize how contracts are created, modified, and signed.

LendAPI Launches Contract Builder
LendAPI Launches Contract Builder
LendAPI Launches Contract Builder

Compliance-First Platform

At LendAPI, compliance is not an afterthought—it’s foundational. Every part of our platform is infused with compliance-centric features, designed to help banks, lenders, and fintechs stay audit-ready at all times.

For instance, when building a new product within our Product Studio, any change you make will automatically trigger a new version to be saved. This ensures that each applicant is memorialized with the exact version of the product and associated documents that were applicable at the time of application. This is essential for regulatory and audit purposes and helps ensure downstream compliance at every level of the lending process.

Each version of a product flow may contain different versions of consents, contracts, or disclosures. Whether you're a large regional bank or an emerging fintech startup, version control and traceability are critical to your operational and regulatory success.

Contract Management Evolved

Every bank and lender on our platform needs a secure and efficient way to create, manage, and revise contracts. Whether it’s a retail installment contract, promissory note, or B2B lending agreement, all documents must be generated and stored in a secure and compliant manner.

Based on feedback from our clients, we’ve significantly upgraded our contract functionality. Not only can you build highly customized contracts with our powerful editor—which includes variable data fields and graphical insertion capabilities—we’ve now introduced a fully integrated multi-signature workflow.

This means that lenders can define and automate the entire signing journey for multiple signers within a single application flow. It’s faster, more accurate, and dramatically reduces manual follow-up with applicants.

The new Multi-Signature and Signature Routing features are now included across all LendAPI subscription tiers, making this advanced functionality accessible to every customer, regardless of size.

Dynamic Content Generation

Contract Builder supports rich dynamic content capabilities. When contracts are constructed using the builder, dynamic data from a wide variety of sources can be inserted and displayed directly within the contract body.

This includes data from:

  • The borrower’s application

  • Third-party data sources (e.g., credit scores)

  • Offers generated via the Pricing Engine

  • Custom-defined variables and derived values

Each contract can maintain a static structure, with dynamic elements displayed based on specific information about the applicant or loan product. Whether it’s the applicant’s name, address, APR, loan term, or even a personalized message—Contract Builder gives you the flexibility to personalize every interaction, while still maintaining compliance and structure.

Multi-Signature Routing

Many complex lending products require multiple signers—co-applicants, guarantors, or business partners, for example. Most contract platforms struggle to support this complexity, leading to manual workarounds and operational inefficiencies.

That’s where LendAPI’s Multi-Signature Routing capabilities shine. Lenders can now define their own signature flow, mapping exactly who needs to sign, in what order, and under what conditions. This process automation not only simplifies operations but significantly reduces turnaround time and signature errors.

In addition, automating these flows reduces reliance on third-party signature tools and expensive document repositories—saving both time and cost per application.

Built for Scale, Designed for You

As your products grow in complexity and your business scales, your contract management system should scale with you. With Contract Builder, LendAPI continues to deliver on our promise to provide banks and lenders with powerful, compliant, and configurable tools that unlock speed, accuracy, and innovation.

Whether you're building a new product from scratch or modernizing a legacy process, Contract Builder is your new foundation for secure, compliant, and dynamic contract workflows.

About LendAPI

LendAPI launches your financial products instantly. Follow us on Linkedin, X, YouTube, and check out our Decision Engine, Product Studio, Underwrite AI, Embedded Financing Product, Marketplace, Lender Marketplace, Model Runtime ServiceAcademy, Podcast, Capital and our Weekly Newsletter. Introducing our new community LendAPI Marketplace Slack Channel.