Equifax Named LendAPI’s 2025 Credit Bureaus Partner of the Year. At LendAPI, we are proud to recognize partners who consistently go above and beyond to deliver value to our clients and the broader fintech ecosystem.

LendAPI is pleased to kick off its 2025 Partner of the Year recognitions by honoring outstanding contributors within the fintech ecosystem. This year, the Payments Partner of the Year award goes to Integrity Payments Group, a company that has demonstrated exceptional responsiveness, deep technical expertise, and a shared commitment to delivering excellence for mutual clients. This recognition reflects the strength of the partnership between both organizations and their continued dedication to elevating the fintech and banking community.

Irvine, CA — October 10, 2025 — LendAPI, Inc., an Irvine, California-based fintech company and the winner of Finovate 2025 “Best of Show”, has surpassed 50 million credit applications in less than 18 months.

Irvine, California – September 30, 2025 – LendAPI is proud to announce the addition of Ankit Kumar Singh as our newest Senior QA Engineer, further strengthening our commitment to excellence and innovation in the embedded finance space.

Irvine, CA – September 30, 2025 – LendAPI, the leading embedded finance platform, is proud to announce the addition of Yash Baranwal as a Software Engineer. Yash brings more than three years of experience in backend development, specializing in Django, Flask, React, and AWS, as well as a strong track record in building scalable backends and optimizing APIs.

Irvine, CA – September 30, 2025 – LendAPI is proud to announce that Priyang Joshi has joined the team as a Frontend Software Engineer, further strengthening the company’s engineering capabilities as it continues to expand globally and accelerate innovation in Embedded Finance.

Irvine, CA – September 30, 2025 – LendAPI is excited to announce the addition of Bun Thai Deng as a Software Engineer, joining our U.S. team under the leadership of Chief Platform Officer, Vishwas Babu. Bun brings more than six years of full-stack and backend engineering experience across fintech, insurance, and enterprise software. His expertise spans Java, C#, Angular, microservices, system design, Kubernetes, and secure API development, all critical skills in advancing LendAPI’s mission to deliver the most complete Embedded Finance technology solutions platform in the industry.

Everyone at LendAPI would like to congratulate all of the 60+ demo companies that showed up with their incredibly crafted platforms. From digital onboarding, wealth management, fraud detection and from personal loans to mortgages. The entire fintech demo line up represents the best of the best our industry has to offer.

Coming into New York City for Finovate Fall, I am hopeful and anxious at the same time. Getting in front of 500 banking executives with heavy backgrounds in technology and risk management is a nail biter to say the least.

As LendAPI continues its rapid growth and innovation in the fintech ecosystem, expanding our engineering team remains a top priority. Strengthening our backend capabilities is essential to scaling the platform and supporting the increasing demand from our clients and marketplace partners.

Irvine, CA – August 29, 2025 – LendAPI, a leading provider of digital onboarding and decisioning technology, today announced the addition of Carlos Ayala as its newest Sales Consultant, responsible for partnerships and business development across banks, credit unions, and fintechs.

Irvine, CA – Aug 29th, 2025 – LendAPI is excited to announce the addition of Vishal Chauhan as its newest QA Engineer, further strengthening the company’s commitment to delivering world-class onboarding and decisioning technology for financial institutions.

Irvine, CA - Aug 22, 2025 - LendAPI, a leading provider of digital onboarding solutions, has surpassed 40 million application processes representing a 400% growth since the beginning of 2025. Reaching 30 million applications processed 90 days ago, LendAPI is growing at an accelerated pace and crossed the 40 million mark today.

IRVINE, CA - August 19th 2025 – LendAPI, a leading fintech infrastructure provider empowering banks, fintechs, and retailers to launch financial products swiftly and at scale, today announced that it has joined the American FinTech Council (AFC) as a product member. This milestone underscores LendAPI’s commitment to fostering responsible innovation and expanding inclusive access to financial services across the industry. AFC champions transparent, customer-centric technology that promotes competition and serves underserved communities.

Irvine, CA – August 18th 2025 – LendAPI, the leading provider of next-generation decisioning and credit technology, is pleased to announce the appointment of Andy Ivey as Head of Decision Science Technology. Andy brings more than 25 years of software development and risk systems experience across financial services, insurance, and technology, with a deep specialization in decision engines and credit decisioning platforms.

Irvine, CA – August 18th 2025 – LendAPI, a leading provider of decisioning and embedded credit technology for financial institutions and fintechs, today announced the appointment of John Mulvey as Strategic Advisor, where he will provide critical guidance on risk management to CEO Timothy Li and the broader executive team.

Embedded Finance in the United States will be a $250+ billion dollar market by 2029. It will more than double its market share of $100+ billion from 2024. There are emerging players such as Klarna and Affirm offering technology and financing to fuel the growth of embedded finance for the past decade. In this article, we will dissect how embedded finance works and how you can stand up your own embedded finance platform with ease.

Irvine, CA – Aug 17th 2025 – LendAPI, the leading decisioning and integration platform for financial institutions and fintechs, is proud to announce the appointment of Colin Darke, CEO of CompliSun, as a Strategic Advisor. Colin brings more than two decades of legal, compliance, and fintech expertise, further strengthening LendAPI’s mission to help financial innovators build responsibly and scale with confidence.

Irvine, California — August 8, 2025 — LendAPI is proud to announce that Peter Renton, a highly respected voice in fintech and banking innovation, has joined the company’s Advisory Board. As a seasoned entrepreneur, media founder, and industry connector, Peter brings decades of experience to help guide LendAPI's next phase of growth.

LendAPI is excited to welcome Kevin Myers to the team as our new Sales Executive. Kevin joins us with deep expertise in decisioning and sales strategy, having spent the last several years at DecisionLogic, where he played a key role in driving adoption of cutting-edge financial data and analytics solutions across the lending and fintech space.

FOR IMMEDIATE RELEASE

Irvine, CA – August 6, 2025 – LendAPI, a leading embedded finance platform, today announced the appointment of Vishwas Babu as its new Chief Platform Officer (CPO). In this strategic role, Vishwas will oversee LendAPI’s platform architecture, scalability, and roadmap, as the company embarks on its next phase of growth and technological evolution.

There are 30 million small businesses in the US, and they’re the backbone of the US economy. Small businesses need everything to function, from employees to inventory. There’s no shortage of demand for small businesses in America to build and thrive.

July 22, 2025 — Dallas, TX & Irvine, CA

When Vivek Kumar founded RapidFi, his vision was clear: make healthcare financing accessible to millions of Americans struggling with high insurance deductibles. For too many families, unexpected medical expenses mean hard choices — often delaying care or falling into debt. RapidFi set out to change that with a mission-driven lending platform focused on easing the financial barriers to urgent medical treatment.

But bringing a fintech lending product to market is no easy feat. Most startups face steep challenges — navigating compliance, managing underwriting risk, building integrations for identity verification, and ensuring data security. For RapidFi, speed was essential. They needed to launch, iterate, and prove their model in months — not years.

That’s where LendAPI came in.

When we first started, we were staring at a brand new company page we just set up on LinkedIn, as a complete unknown with 0 followers. We closely examined well known tech companies and how they’ve garnered thousands of followers and immediately started working.

Here’s a quick summary of how we grew from 0 to 7,000 followers on LinkedIn in a short span of 15 months.

Irvine, CA – July 12, 2025 – LendAPI, the leading infrastructure platform for embedded lending, announced today the appointment of Eric King as Chief of Staff. This strategic hire comes at a pivotal moment as demand for LendAPI’s modular decisioning and lending infrastructure reaches an all-time high. LendAPI is scaling to meet that demand with a leadership team anchored in deep fintech, lending, and product execution experience — and Eric brings decades of exactly that to the company and its clients.

We’re excited to welcome Caleb Warner to LendAPI as our newest Project Manager.

LendAPI is on a mission to become the Salesforce of Lending—a composable, API-first platform that empowers banks, fintechs, and lenders to build fully customizable lending solutions with speed and confidence. Since launching, LendAPI has grown rapidly, powering origination, decisioning, and underwriting workflows for top-tier institutions and emerging fintechs alike.

Los Angeles, CA – July 12, 2025 – LendAPI, the leading vertical SaaS lending infrastructure company, is pleased to announce the addition of Joy King, MBA, to the team as Project Manager. Joy joins LendAPI during a period of rapid growth and platform expansion, as the company continues its mission to become the Salesforce for Lending—powering modern credit products through flexible APIs, integrated decisioning, and end-to-end workflow automation.

LendAPI is the fastest-growing fintech deployment platform, having processed over 30 million transactions. LendAPI enables technologists, risk modeling experts, and compliance officers to truly collaborate on a single platform where products, rules, and regulations can all be configured in parallel and all at once.

When we created LendAPI’s Rules Studio, our aim was simple. We wanted an intuitive way for anyone with any skillset to build complex business processes with a do-it-yourself visual builder. We now have two dozen customers using our rules studio daily to create identity verification rules, fraud detection rules, credit risk underwriting rules and account management rules. We are not stopping here, we listened. We are incorporating operational processes as part of our rule writing process and we would like to share with you some of the advancements in our lab.

We’re thrilled to welcome Wilson Su to LendAPI’s 2025 Summer Internship Program! Wilson joins us from the University of California, Irvine, where he’s pursuing a Bachelor of Science in Computer Science with a specialization in Artificial Intelligence and Embedded Systems — all while maintaining an impressive 4.0 GPA and earning a spot on the Dean’s Honor List.

At LendAPI, we believe in building the future of fintech by investing in emerging talent with exceptional drive, creativity, and technical expertise. This summer, we are excited to welcome Hritika Phule to our Summer 2025 Engineering Internship Program, where she’ll be contributing to our core platforms, backend services, and cloud deployments.

We’re proud to welcome Ajaykumar (AJ) Burigari to the LendAPI Summer Engineering Internship Program 2025. AJ is currently pursuing his Master’s in Computer Science at California State University, Fullerton, where he’s already made a name for himself through impactful projects in backend systems, cloud-native architecture, and AI-powered applications.

LendAPI is excited to welcome Samuel Xia to our 2025 Engineering Internship Program! A standout student from the University of California, Berkeley, Samuel is currently pursuing a degree in Applied Mathematics with a strong foundation in computer science and data science.

At LendAPI, we believe that cultivating the next generation of technical talent is just as important as building cutting-edge financial infrastructure. This summer, we’re proud to welcome Jim Alvarez as our 2025 Software Engineering Intern.

We’re thrilled to welcome Joshua Lin to the LendAPI team as our new Sales Consultant, reporting directly to CEO Timothy Li.

LendAPI is expanding the contract management capabilities of our platform to better serve the growing needs of our clients. We’ve developed a comprehensive and fully integrated contract management tool called Contract Builder, designed to streamline and modernize how contracts are created, modified, and signed.

New Delhi, India & Singapore – May 31 2025 – FairConnect Financial Services Private Limited (formerly FairConnect Business Advisors Private Limited), an NBFC-ICC registered with the Reserve Bank of India, and Advanced Technology Management Consultancy Pte Ltd(referred to by its brand NxtGen Pay), a global innovation firm headquartered at Marina Bay Financial Centre, Singapore, have reached a strategic understanding to jointly explore, design, and deploy next-generation fintech services. This collaboration aims to unlock new financing opportunities for small and medium enterprises (SMEs) in the markets of interest for FairConnect.

Rafael’s journey into software engineering is anything but conventional—and that’s exactly what makes him such a valuable addition to our team. Originally trained as a medical doctor in Brazil, Rafael worked as an ER physician before transitioning into technology. With a deep curiosity for systems, logic, and the power of code to solve real-world problems, he pursued a formal education in software engineering at the Academy of Information Technology in Australia.

We are pleased to announce that Jack Woolman has joined LendAPI as our Platform Engineering Intern. Jack is a recent graduate of the University of California, Irvine – Paul Merage School of Business, Class of 2025, where he earned his Bachelor of Business Administration in Business Administration and Management. He also holds associate degrees in Business Administration and Economics from Ohlone College.

We are pleased to announce that Chase Reynolds has joined LendAPI as our new Project Manager. As LendAPI continues to scale rapidly to meet growing demand across the fintech ecosystem, we are investing in exceptional talent to support our mission of delivering intelligent, automated lending infrastructure. Chase brings a strong background in business analysis, software implementation, and quality assurance—skills that are essential as we expand our platform and marketplace capabilities.

We are excited to welcome Harshit Gupta to LendAPI as our newest Backend Developer. Harshit joins us with a strong background in full-stack development, backend optimization, and secure system architecture. His experience and technical rigor make him a valuable addition to our growing engineering team.

LendAPI introduces the most comprehensive decision engine suite in the market with the launch of the latest Model Runtime Service along with the Rules Studio, Model Studio, Variable Builder and a full set of third party integrated third party data providers.

Advancement in Tribal Lending Technology — Online Lenders Alliance Tribal Lending Conference

There has been tremendous advancement in tribal lending technology that asserts tribal sovereignty, tribal e-commerce, and tribal lending over the past 15 years.

FOR IMMEDIATE RELEASE

IRVINE, CA – April 30, 2025 – LendAPI, the leading decision engine powering the next generation of lending, proudly announces a major milestone: over 20 million loan applications have been processed through its platform in the past 12 months. With current volumes exceeding a 35 million annual run rate, LendAPI is rapidly becoming the go-to infrastructure for financial institutions seeking to deliver fast, intelligent, and scalable credit decisioning.

Singapore and Irvine, CA, April 29, 2025, Building on a continuing and longstanding relationship since the inception of the two firms, LendAPI, Inc. and Advanced Technology Management Consultancy Pte Ltd announce their strategic partnership to bring an advanced fintech platform to the APAC region.

We are proud to announce a new client in the electric vehicle fleet financing market joining LendAPI’s platform. The executive team from this client has been working in vehicle financing for decades. The risk management team have been in the car financing industry for a long time as well. 

We're excited to announce a new collaboration between Equifax and LendAPI, that will enhance how FinTech companies and lenders access and leverage critical credit data and decisioning tools.

We’re excited to announce the newest addition to our engineering team: Vishesh Dubey has joined LendAPI as a Front-End Engineer, bringing with him a wealth of experience in building modern, scalable, and highly-interactive web applications.

April 14, 2025 – Los Angeles, CA — LendAPI is proud to announce the newest addition to our rapidly growing team: Hammad Azeemi joins us as our Sales and Marketing Specialist, bringing with him over a decade of experience in digital marketing, lead generation, and full-stack sales strategy.

We’re thrilled to welcome Sonia Sharma to LendAPI as our new Senior QA Engineer!

Sonia joins us with a decade of experience in quality assurance, software testing, and automation. She has led QA functions across fast-paced tech environments, building scalable testing frameworks and driving process improvements that enhance product reliability and customer trust. Her deep understanding of test automation, CI/CD pipelines, and agile methodologies makes her an ideal fit as we scale our platform and team.

The National Association of Credit Union Service Organizations (NACUSO) is hosting its annual Reimagine Conference this year at the Wynn Las Vegas, from April 14th to 17th, 2025. We’re excited to celebrate this incredible gathering of leaders, innovators, and changemakers who are shaping the future of credit union services.

LendAPI’s FinTech Marketplace has been growing at a tremendous pace and to complement this group, we are launching a new and exciting FinTech Marketplace Slack Community.

April 8, 2025 – LendAPI is thrilled to announce that Prasanth Kumar has joined the team as a Full Stack Developer, bringing a wealth of experience in modern web technologies and backend architecture. Based in India, Prasanth will play a key role in scaling and optimizing LendAPI’s Decision Engine and Fintech Marketplace platforms.

April 8, 2025 – Irvine, CA – LendAPI, the leading Decision Engine powering the next generation of fintech lending platforms, is proud to announce the addition of Bob Gao as Engineering Manager. Bob brings a wealth of experience in software engineering and technical leadership, with a strong track record of building high-performing teams and delivering impactful fintech products.

I am sitting at a cafe in a swanky hotel lobby in O’ahu. Three entrepreneurs are working, playing cards and looking over their hubspot, having a grand ole time. They are, from what I can tell mortgage brokers or mortgage bankers. 

We recently released our latest Rules Studio 2.0 to accommodate our high performance Decision Engine and we want to revisit this top of how to launch your lending products quickly with speed and accuracy.LendAPI brings two things to the table by working with us, speed to market and total cost of ownership. 

At the heart of any proper onboarding process, lives risk management and risk modeling practitioners. These folks are well versed in risk management, credit risk modeling as well pricing strategies that serve across all types of financial products.

Risk management is the backbone of any successful lending business, yet mastering it requires a deep understanding of strategy, data, and execution. In Unsecured Lending Risk Management, Frank Tian delivers a comprehensive guide that speaks to both seasoned professionals and newcomers alike. His second edition offers a practical, well-structured approach to navigating the complexities of credit risk—from origination to collections—while addressing the evolving role of technology in modern risk management. As a fellow risk practitioner, I found this book both insightful and essential, and in this review, I’ll share why it deserves a spot on every credit risk professional’s bookshelf.

LendAPI's focus is on customer engagement, underwriting and user experience. One of the most important partnerships are loan and card servicing tools. And today, we are going to celebrate everyone that works with us to ensure a smooth transition from an applicant to an approved user to a fully funded loan or credit card.

LendAPI is partnered with all the popular payment providers in the lending and banking industry. Whether our clients need to take an application fee or push a payment to complete the seller finance contract, we leverage these partners to complete those transactions.

We are proud to announce that another LendAPI in the subprime personal loans space is going into production.

We are pleased to announce the official launch of our client, a newly formed tribal lending entity based in South Dakota, located on the Sioux reservation.

Last week, Timothy Lee, CEO of LendAPI, hopped on the This Week in Fintech (TWIF) AI and Fintech Series podcast (aired March 6, 2025) with Justin Potts, CTO of Canopy Servicing—LendAPI’s partners in crime. They tackled lending’s hot topics: AI, regulation, and what’s next. It was their first “meet” beyond Slack, and sparks flew. Here’s the juicy bits, straight from them. Last week, Timothy Lee, CEO of LendAPI, hopped on the This Week in Fintech (TWIF) AI and Fintech Series podcast (aired March 6, 2025) with Justin Potts, CTO of Canopy Servicing—LendAPI’s partners in crime. They tackled lending’s hot topics: AI, regulation, and what’s next. It was their first “meet” beyond Slack, and sparks flew. Here’s the juicy bits, straight from them.

Bank account and payroll verification are taking center stage in today’s underwriting landscape. As financial institutions increasingly rely on cash flow underwriting, the ability to access a consumer or small business’s bank account and analyze their cash flow is becoming essential—not just for credit decisions but as a responsible safeguard to prevent borrowers from taking on unmanageable debt.  

We are thrilled to announce that LendAPI will be attending the highly anticipated FinTech Meetup in Las Vegas from March 10th to 13th! The event is set to be a game-changer for fintech professionals, and we can’t wait to join the conversation. This year, our Co-Founder and CEO Timothy Li, John David Crouch, our Head of Growth and Partnerships, and Kay Feng, our Head of Product and Operations, will be representing LendAPI and connecting with industry leaders, innovators, and like-minded organizations.

LendAPI is rapidly expanding our solutions to empower financial institutions in launching products swiftly and efficiently. To enhance our architectural capabilities and drive this vision forward, we have sought exceptional talent globally. We are thrilled to announce that Ankita Dhiman has joined our team as a Frontend Developer.

We are proud to announce that a new commercial lending client is joining LendAPI’s platform to completely transform their digital onboarding strategy.

Credit bureaus are the backbone of any credit underwriting strategy. Whether issuing consumer credit or small business loans, verifying an applicant’s creditworthiness through a bureau isn’t just prudent—it’s essential.

It’s been a year since we launched LendAPI. Our vision is to allow fintechs to launch products in minutes, and our mission is to release new features and functionality weekly to fulfill this vision.

Identity verification has evolved so much in the past 20 years. It begins with showing up in person with your government issued identity cards and some type of utility statement showing that you are living at the address you claim you live.

LendAPI is proud to announce that over 200 members have joined our FinTech Marketplace, forming a powerful consortium to connect, collaborate, and drive the fintech industry forward.

Book Review: “Banking as a Service” by Jason Mikula

My name is Timothy Li, CEO of LendAPI. I’ve been in the banking industry for almost two decades. Come to think of it, it’s scary how fast this industry has evolved—from branch-based banking to today’s fully digital banking.

I’ve worked at JPMorgan Chase, loanDepot, and Realty Mogul and have consulted, advised, and invested in many banking and fintech startups. Lately, I’ve been focusing on digital onboarding and embedded finance, which led to the creation of LendAPI—born from a fusion of my personal and professional experience. I also developed a course titled FinTech Fundamentals at the Viterbi School of Engineering at my alma mater, the University of Southern California.

I love this industry, so when this book first arrived on the scene in late 2024, I jumped on it right away, pre-ordered the hardcover, and eagerly awaited its arrival.

We would like to announce that LendAPI has been selected by a large commercial real estate investment company in California to expand their broker program and leverage LendAPI’s mutli-tenant platform to provide a digital application submission process.

Decision Engine is at the core of banks and fintechs. Making critical business decisions such as (KYC) or “know your customers” or credit underwriting decisions can make or break your business.

There are many reasons why FinTech Banks fail. We’ve seen some spectacular failures when banks fight with their fintech partners whether the partner is an originator or software vendor. When banks give up control and lack foundational visibility into their fintech partners, that’s why issues start to brew and these fintech partnership programs can quickly unravel and become a regulatory nightmare.

We will lay out three key focus areas of launching a future-proof fintech platform in 2025 and a few nuggets for you to think about when you are ready to launch.

When I first started exploring decision engines, it struck me how little had changed in decades. Many incumbents have failed to keep up with the pace of technological innovation. Where are the features like A/B testing, shadow scoring, or seamless third-party integrations? It became clear that these simply weren’t priorities on their roadmaps.

It’s impossible to capture everything the LendAPI team has achieved in 2024 within a mere 1,000 words. The blood, sweat, and tears poured into this company have culminated in one of the greatest collective feats we’ve ever pulled off.

At LendAPI, we’re starting a new tradition: boldly forecasting the future of fintech with our annual Top 10 Predictions list. This year, we’re diving into banking, credit, lending, payments, crypto, and everything else we believe will shape 2025.

Here are our inaugural LendAPI Top 10 FinTech Predictions for 2025:

Irvine, California — LendAPI, the industry's only all-in-one platform enabling banks to build, launch, and scale financial products out of the box, has reached a groundbreaking milestone. Since its launch on March 1, 2024, LendAPI has partnered with banks and fintechs to revolutionize speed-to-market in ways never seen before in the financial industry.

In today’s digital banking era, delivering credits and debits to qualified borrowers isn’t just a competitive advantage—it’s table stakes. Payliance has been at the forefront of modern payment technology, offering fast onboarding and real-time payment rails for banks and lenders alike.

This spotlight highlights the benefits of real-time payments and working with payment gateway providers who prioritize seamless onboarding for banks, lenders, and financial institutions.

Cash flow underwriting is transforming how banks and lenders assess applications today. With the rise of banking transaction tools such as Plaid, Nova, MX, Chirp, and others, analyzing banking transaction data has never been more critical.

In this spotlight, we explore why cash flow underwriting has gained immense popularity among banks and fintechs and how our partner Pave is leading the way by uncovering powerful insights in this space.

We’re thrilled to announce the launch of LendAPI Academy, a comprehensive video series designed to help you unlock the full potential of the LendAPI platform. Hosted by our Head of Operations and Product, Kay Feng, this educational initiative offers step-by-step guidance to both new and existing customers, ensuring you’re equipped to make the most of everything LendAPI has to offer.

We are thrilled to unveil LendAPI Academy, an exciting new addition to our suite of services, designed to elevate your user experience and empower your financial operations.

We’re thrilled to kick off the new season of the LendAPI Podcast, hosted by Rutger van Fassen, with a special guest: Ramkumar (Ram) Venkataraman, Co-Founder of Sei AI.

LendAPI, a leading no-code lending infrastructure platform, has officially integrated with Spring Labs’ LiveSight, the premier business identity infrastructure designed to streamline consumer and business verification for the lending, BNPL (Buy Now Pay Later), and Point-of-Sale financing industries.

We’re thrilled to announce the launch of the LendAPI Podcast, hosted by Rutger van Faassen, a highly respected banking and payments expert with a long-standing presence in the fintech industry. As our host, Rutger will bring his expertise and engaging personality to kickstart this exciting addition to our ecosystem in the coming year.

LendAPI is pleased to announce its participation in the upcoming Techstars New York City Demo Day, alongside 20 other startups, at Google’s New York City office on Tuesday, December 3rd, 2024.

Banks with fintech partnerships, listen up: do you know what your fintechs are doing while you sleep? If consent orders from regulatory agencies aren’t enough to keep you awake, then perhaps the risk of consumer lending law violations and disparate impacts on protected classes will.

LendAPI, the innovative fintech startup transforming financial technology deployment, raised $3.2 million in seed funding. This round, led by Cohen Circle, with participation from Great North Ventures, AlleyCorp, Techstars, Plug and Play, and Interlock Capital.

LendAPI is proud to announce new platform pricing, better aligned with our customers' needs. We’ve restructured our pricing tiers, renaming them from Silver, Gold, and Platinum to Launch, Core, and Scale.

LendAPI is proud to announce Luby as its official certified partner, marking a new milestone in their collaborative relationship. This partnership strengthens the capabilities of both companies, enabling them to seamlessly launch new clients while combining the best of their technical expertise. Luby will work closely with LendAPI to expand their capacities and provide a robust, integrated solution that addresses the needs of banks and fintechs looking for agile, scalable onboarding systems.

LendAPI is pleased to announce a new client joining our platform. This client is based in California and has been in business for a long time in the areas of invoice financing. We engaged with this new client and got them up and running in a day with our already implemented Plaid integration and our rules engine.

LendAPI is pleased to announce a new client joining our platform. This client will start a POC (Proof of Concept) on the LendAPI platform. The private real estate financing market is heating up as investors and developers are re-entering the market as inflation and cost of capital falls.

With tremendous gratitude, LendAPI is excited to announce that we have surpassed a major milestone. We've successfully processed over 5 million applications in a short period, doubling our transaction volume from 2.27 million on September 8th, 2024.

This is a story told by Timothy Li, CEO of LendAPI, on the origin of LendAPI and why this is an important chapter in the Southern California entrepreneurial and venture capital scene.

LendAPI is pleased to announce the addition of a new client using our state of the art decision engine to power their new personal loans product. This client uses Plaid’s transaction exclusively for underwriting with advanced scores and attributes delivered by Pave’s engineering team.

LendAPI is VC-backed industry first 1 click fintech product builder that helps banks, fintechs, retailers to launch their financing products in minutes. Our Product Studio, Rules Studio and our Pricing Engine work seamlessly together with all the popular third party integration partners of your choice.

We are proud to announce that LendAPI has been selected to join the prestigious Techstars Startup Accelerator in New York City. Techstars, recognized as the world’s leading technology startup accelerator, is renowned for its impact on early-stage companies and its contributions to the global startup ecosystem. 

Techstars New York City is one of the program’s most established and competitive cohorts, drawing applications from across the world. We are thrilled to be one of only 11 companies chosen for the 2024 program, selected from thousands of applicants.

At LendAPI, we recently surpassed 2.27 million transactions on our platform, processing 100,000 applications daily. Our platform is trusted by both challenger and traditional banks, enabling them to launch new products faster in today’s rapidly evolving market.

We are pleased to announce that we have processed over 2.27 million transactions through our platform on Sept 8th 2024. Our high performance decision engine has doubled the transaction volume 19 days ago when we reached 1.1 million transactions on August 20th, 2024.

We are excited to announce that LendAPI has completed its first SOC 2 Type 2 audit. We understand the importance of security and practices safeguarding the most important parts of our system which is the stewardship of data.

We are pleased to announce that LendAPI has launched the embedded financing vertical with the first client in the B2C e-commerce and retail space. This client is a large financial institution specializing in outdoors equipment clients with e-commerce presence as well as retail store front foot print.

We are pleased to announce that we have processed over 1.1 million transactions through our industry first digital onboarding platform. 

We are thrilled to onboarding another client in their auto lending and title lending space. We’ve known the CEO for a long time and he is a very experienced operator. Another dream client. This client will utilize our Product Studio, Rules Studio and our Application Management Platform to launch their entire digital onboarding experience.

LendAPI Announces Marketplace FinTech 150

LendAPI Marketplace is a directory of the hardest working fintech firms from around the world. It’s a collection of hand picked firms in categories ranging from risk analytics to credit bureaus, from flood insurance to compliance management. 

The marketplace has reached over 150 members in a short span of time and we are inviting more companies to join. It is completely free to join. We have 22 categories and we will slot you into one or many of these categories as you see fit.

What is Decisioning as a Service? 

Decisioning as a Service is a software system that produces results from logical comparisons using mathematical expressions and data from a variety of sources.

A decision engine is a powerful tool for banks to comb through millions of applications and focus on the few that qualify for their product and services. Almost all credit applications are processed online and the need for a high speed decision engine is table stakes for all financial institutions around the world.

So how does decision engine work and what are some of the key features of a decision engine and what are banks looking for in a decision engine that’s powerful and yet easy to use. Can it be completely operated in a do-it-yourself mode? Today we will discuss these key tenets of a Do-it-Yourself or No-Code decision engine.

We are celebrating 100 most conceited fintech partners at LendAPI! In the past 100 days, we’ve partnered and worked with these best of breed fintech companies that expands access to credit for 8 billion people around the world.

We are thrilled to onboarding another client in their personal finance space. We’ve known this team for a long time and they put together another awesome portfolio with all the industry stars behind it. We are happy to launch them on LendAPI.com and take advantage of all aspects of the platform.

To continue LendAPI’s mission and make more integrated partnerships available through our credit decision engine, we celebrate the completion of our complete Experian’s Clarity Services integration project. Clients can start using their credit scores and attributes today!

We are thrilled to onboard our newest clients in the personal lending industry. This client specifically addresses the need of subprime and near prime clients nationwide.

User permissioned data is gaining popularity and acceptance. In this article, we will talk about the history of user permissioned data, some of the major players in this space and how your credit decision engine must be ready to ingest this information through widget integration as well as API integration.

Waterfalling your credit underwriting rules saves both money and reduces compliance risk. In some cases, it can help you to increase your conversion rate and upsell more products. In this article, we will talk about what is a waterfall strategy and why it’s important.

The ability to cache data will save banks and lead aggregators a lot of time and money. While reducing operating cost and compliance issues, the caching layer of your decision engine will greatly speed up your decision making process and deflect fraud attempts.

The most important aspect of a credit decision engine today is the ability to run multi-threaded risk and product strategies. In this article, we will address these use cases that goes beyond the ability to execute rules and credit risk models.

What are the steps in the loan origination process? In this article, we will break this down into three simple steps. From marketing to loan servicing and everything in between. We will dive into the latest technology that helps banks and consumers to get their loan decision as quickly as possible. 

LendAPI is committed to the security and privacy of our client’s data. Our commitment goes beyond SOC2 audits, we have completed our penetration testing and we will continue to report to everyone our platform’s performance as we move forward. 

Yes, we can't believe it either until it is done! Check out this mobile first, 3 click process that makes digital onboarding experience a dream!

Hello and happy Sunday! We are excited to be mentioned on Simon Taylor's weekly publication FinTech Brainfood.

LendAPI selects Secureframe as our compliance automation and monitoring platform starting with the SOC 2 framework. 

LendAPI, a leading digital onboarding platform for banks, has announced its selection of Johanson Group LLP, based in Colorado Springs, CO, as its SOC2 audit firm. Both LendAPI and Johanson Group are tech-forward organizations focused on driving efficiency in their respective industries. As LendAPI strengthens its relationships with bank partners and fintech organizations, security and compliance have become crucial aspects of its integration process. The SOC2 certification signifies LendAPI's commitment to cybersecurity and breach prevention.

LendAPI proudly announces the appointment of Kenneth Lim as Chief Risk Strategist, leveraging his extensive background in credit risk management garnered from esteemed organizations like LendingClub and Deserve. With a proven track record in driving strategic initiatives and managing complex credit programs, Kenneth's vision perfectly aligns with LendAPI's mission to revolutionize the lending landscape through a fully configurable Loan Origination System (LOS). Timothy Li, CEO of LendAPI, expresses confidence in Kenneth's strategic insights, emphasizing his invaluable addition to the leadership team. Kenneth's appointment signifies a pivotal step towards strengthening LendAPI's position as a leader in the fintech industry, promising impactful contributions as they continue their mission.

Credit Decision Engine 

Credit Decision Engine is a specialized type of decision engine that’s widely used by bank and financial services. When a consumer or a small business is seeking credit, it is more than likely that they will encounter a financial service’s decision engine to make a quick and comprehensive real time decision.

Introducing David McMullin, the newly appointed Chief Revenue Officer at LendAPI, a leading no-code digital originations platform. With over two decades of fintech and entrepreneurial experience, David's strategic vision and expertise will drive our revenue generation efforts, shaping the future of banking.

Digital banking has never been more important and today we announce an incredible partnership with PortX, a leader in financial services infrastructure that makes it easy to access core data.

In this product update, we bring you a brand new feature that finally brings test mode and live mode together. We are continuing to enhance our Product Builder module as well as a few third party integration enhancements.

On the Documentation front, we are continuing to build more documentation of our platform for you guys to review and follow. Our No-Code DIY digital originations platform continues to grow with your support.

The Decision Engine is at the heart of the bank's core business. Their ability to engage, cross-sell and earn their client’s wallet share is depended on a great deal of a smart decision engine.

What makes a great credit decision engine is its partnership ecosystem. It must have all of the top credit data providers, bank core, card management system as well loan management systems already in place for you to make the best decision possible. We want to talk about the importance of having a strong integration partner ecosystem and how it benefits you.

Are you paying tens of thousand for your credit decision engine that you barely look at? And whenever you want to make a change, hundreds of thousands dollars are spent on professional services with slow response time? We are uncovering the true cost of using a credit decision engine.

This article will help you to answer some of the fundamental questions about credit decision engine software and its implementation tasks before sinking your teeth into the most critical part of your bank's new digital transformation.

• What is credit decision software?

• How does credit decision engines work?

• The benefits of using credit decision software.

• Where can you buy one or rent one? 

• Whom do you need to hire to run a credit decision software?

• “How long does it cost and take for a full integration?

From an architectural perspective, decision engines and rules engines are the same. They both operate on basic logical and mathematical principles. They both use if, then, else logic to process information and render a decision.

The blog "Credit Decision Engine - Bank Account Originations Software" emphasizes the critical role of a robust credit decision engine in the bank account origination process, particularly focusing on the challenges and requirements of Know Your Customer (KYC) procedures.

Decision Engine has become a crucial component in fraud detection within the banking industry. Fraud comes in a variety of forms. We will define all types of fraud and how decision engines can play a major role in helping banks and financial institutions to detect, deflect fraud and prevent losses.

If you are reading this article, you are probably looking into whether to build your own credit decision engine or rent one that’s already out there. These decision points however trivial need a closer examination because it could speed up or delay your product launch.

In today's fast-paced world, businesses are constantly striving to enhance their customer experience and streamline their processes. One area that has seen significant advancements is the lending industry, where technology plays a crucial role in simplifying and automating complex tasks. LendAPI, a leading provider of lending solutions, is proud to announce the launch of its new and fully interactive APIs, set to revolutionize customer onboarding, variable initialization, decision rule triggers, and offer generation. Scheduled for release at the end of June 2023, these APIs are exclusively available to LendAPI's Enterprise customers. In this blog post, we will delve into the key features and benefits of these groundbreaking APIs, highlighting how they can transform the lending landscape.

Embedded financing is defined as a form of financing at the point of purchase. The origin of embedded financing popularized by e-commerce and online shopping in the early 2000s. As people become more comfortable with online shopping, digital payments exploded from the 2000s to the 2020s.

Factoring or Account Receivable Financing is the most popular way a small business can gain short term financing needs to fund or expand their business. Leveraging the strength of their future sales and revenue, they are able to use the future account receivables as a collateral against a line of credit or a termed loan for their short term needs.

Mortgage is the backbone of homeownership. It is a way to finance a home purchase over time. Carrying a mortgage is the biggest financial decision a person can make in their lifetime. In the United States, the government is the biggest mortgage backer, they are the guarantor of almost all the mortgage loans as a way to incentivize homeownership and spur economic growth.

Automobile financing market is only second to mortgage financing in terms of size and volume. Most American adults own or lease an automobile for work, school, family and personal usage. The US automotive sector and consumer market is one of the world's biggest and it's continuing to grow. Automotive financing is mostly done at the showroom or dealership but some newer fintech companies are giving the American consumers a chance to get approved online to understand their buying power before test driving their favorite brands.

Point of Sale Financing is one of the most popular options today at retail locations. Consumers can finance their purchases and pay over time with an installment loan. Point of sale financing sometimes offer a less than option than other forms of financing products. And customers can pay it off over time.

Medical loans include medical procedure financing, medical equipment financing, cosmetic treatments as well as spa treatments and various health related outpatient surgeries. Fertility treatments are also financed through care facilities as well.

Digital banking is becoming the standard with the advancement of high speed internet as well as mobile banking. Over the past decade or so, consumers worldwide are doing business online, in their mobile apps and at the moment of purchase. Visiting a physical branch is a thing of the past.

Offering mortgage loan applications is essential for banks and fintechs to meet consumer demand, drive business growth, and provide accessible homeownership solutions in an increasingly digital world.

Personal Checking and Savings accounts are the most basic financial instrument one can obtain to perform fundamental financial transactions. A personal checking account is also known as a Demand Deposit Account (DDA). It is a bank account where you store and access your money safely and securely.

Small businesses are the lifeblood of the US economy. There are 20-30 million small businesses in America and this segment of the economy represents almost 50% of the total US GDP or Gross Domestic Product. The US government has specific agencies such as SBA or Small Business Administration to help small businesses owners to thrive with working capital loans.

Point of sale financing is becoming a very important aspect of our financial system. When a consumer is ready to make a large purchase, it is often financed. Mortgages, Cars and Education are some of the biggest items financed in a person’s life. But what about medium size purchases such as a medical procedure, home improvement or a debt consolidation loan?

BNPL is the most popular product of the land. Consumers don’t want to purchase on their credit card that could carry a 29.99% APR. Whereas BNPL or Buy Now Pay Later players are offering 0% interest, no fees and allows the consumers to pay it over time. Sometimes the consumers can pay it over 4 months! It’s an easy choice and no wonder BNPL is becoming more and more popular.

Credit card or a charge card was invented over 70 years ago in the 1950s. Credit cards were first used at fancy dinner places where patrons don't have to whip out cash because it’s seen as not elegant and uncivilized. 

Credit Decision Engine is the heartbeat of any bank or financial institution. Data is the blood that flows through with each heartbeat. In today’s banking and lending environment, credit decision engines are expected to intake thousands of attributes at the same time and make decisions within a fraction of a second.

Credit Decision Engines are a special breed of rule based decisioning system that helps financial services companies to make smarter and quicker decisions. So what gives the rise of credit decision engines and what’s really going on behind the scenes of a robust credit decision engine system? Today we will explore these topics

Credit decision engine emerged in the past 20 years as a fundamental piece in the overall tech stack within banks, credit unions and financial institutions. With faster computing power and cloud services, calculating complex mathematical models becomes easier and more efficient. Today, FinTechs, Neo-Banks, tech enabled traditional banks are all embracing the need for fast and accurate decision engines. And credit decision engines are a specific breed of decision engine that have a few unique characteristics that we will talk about in this article.

There are over 30 million small businesses in America and it is the backbone of our economic engine. Small businesses employ close to 70 million Americans and it’s driving every bit of our economy across the board.

Banks and especially commercial banks are focusing on delivering banking services and loans to these small businesses to help them grow and therefore help the overall economy to grow. The US government through the Small Business Administration also delivers critical bank and financial services to small and medium businesses to grow.

Whether you are a bank, credit union or a state licensed lender, heck, even a Buy Now Pay Later BNPL player, a credit decision is fundamental to your business. Most often, offerings from banks to Buy Now Pay Later players are in essence a personal installment loan.

A Credit Decision Engine is a specific type of Rules or Decision Engine that memorializes a bank or a financial institution’s directive in terms of granting end users an application for a bank account or a line of credit.

The first set of decisions a bank will make is KYC (Know your customer). Identity verification is part of any bank and financial institution’s critical underwriting process. Identity verification must be done in real time and preferably doesn’t involve complex interaction with their end users. To accomplish quick and accurate KYC and Identity Verification, users must have a robust Decision Engine.

LendAPI is an all encompassing digital onboarding system. It’s not just for banking, lending, mortgage, auto, personal and business loans, it can build just about any onboarding system known to man.

A decision engine should have a few fundamental core concepts. Such as the ability to construct rules with multiple outcomes, integrated with third party data providers and an open API to take in datasets from a variety of different sources. Some decision engines are messy to work with and require many engineers and analysts to implement rules and ingest data. Some other decision engines have a great deal of authoring capabilities but there’s no integration point to connect to other enterprise software.

LendAPI’s decision engine offers a variety of tools designed for non-technical users that’s completely DIY with powerful API extensions.

One of the core functionalities of a Decision Engine is a visual decision editor. Rules managers or rules engineers should be able to configure any rules on their own without the need of engineering support. The rule's author should be able to define variables and write rules, link to third party integration partners on their own.

Decision Engine Example - Identity Verification or KYC with TransUnion TruValidate

Explore these engaging examples of decision engines in the realm of banking and lending. A robust decision engine should seamlessly integrate with diverse data assets from identity service providers. Below is an illustration of using a visual decision engine to craft and execute rules in real time.

In the ever-evolving landscape of digital onboarding platforms, LendAPI has been a trusted companion for businesses looking to streamline their processes. As the platform continues to grow and introduce innovative features, a pricing update is on the horizon. This blog post aims to provide clarity on the changes, showcase the additional benefits, and express gratitude to the loyal subscribers who have been an integral part of LendAPI's journey.In the ever-evolving landscape of digital onboarding platforms, LendAPI has been a trusted companion for businesses looking to streamline their processes. As the platform continues to grow and introduce innovative features, a pricing update is on the horizon. This blog post aims to provide clarity on the changes, showcase the additional benefits, and express gratitude to the loyal subscribers who have been an integral part of LendAPI's journey.

We're thrilled to announce that our community is now 200+ strong on Substack! 🎉 It's a momentous occasion that wouldn't have been possible without your support and enthusiasm for the valuable content we strive to deliver. As we celebrate this milestone, we want to express our heartfelt gratitude for being a part of our journey.

In the ever-evolving landscape of financial technology, LendAPI continues to set the pace with its groundbreaking innovations. Today, we are excited to announce the launch of our newest product, a Business Lending solution that is set to revolutionize the lending industry. This new offering comes with a flexible Page Builder that allows clients to configure fields tailored to the specific needs of the Business Lending Industry.

In the ever-evolving world of lending and finance, technology has paved the way for unprecedented convenience and efficiency. LendAPI, a trailblazing player in the lending industry, is at the forefront of these innovations. They are about to launch a game-changing feature that will reshape the lending landscape, allowing their clients to configure up to four co-applicants and business owners during the application process. This powerful addition to their platform will enable a more comprehensive evaluation of applicants, significantly enhancing the lending process.

Lenders, financial services companies and BNPL players all want to same thing when it comes to Loan Origination Software: Cost effective, white labeled system that's highly configurable. A visual decision engine where they build their underwriting and pricing strategy would be a plus. Edit and upload consents and sales contracts would be a dream. Read on…

In the ever-evolving landscape of financial technology, staying ahead of the curve is a paramount pursuit. At LendAPI, we take this challenge head-on, continually pushing the boundaries of what our platform can do to streamline lending processes for our valued partners. Today, we are thrilled to unveil a groundbreaking update that promises to revolutionize the way you manage your lending operations: the introduction of new webhook functionalities.

We're thrilled to announce an exciting new way for you to stay updated on all things LendAPI – our very own Substack newsletter! 🎉

In today's rapidly evolving financial landscape, the demand for seamless and secure digital solutions has never been higher. Financial institutions, fintech startups, and lending platforms are constantly seeking ways to enhance their services, reduce risks, and provide a better experience for their customers. This is where LendAPI's integration with Plaid comes into play.

In the fast-paced world of lending and financial services, efficiency, accuracy, and seamless integration are paramount. LendAPI, a leading player in the loan origination space, recently made a significant move by welcoming LoanPro as an integrated partner. This partnership is set to revolutionize the way lending institutions manage the entire loan lifecycle – from origination to servicing. In this blog, we'll delve into the power of LendAPI's Loan Originations System and how it's a perfect fit for LoanPro's Loan Management System.

In the world of banking and financial services, "Know Your Customer" (KYC) is an indispensable element in underwriting decisions. To bolster this critical process, LendAPI is excited to announce its integration with TransUnion's TruValidate Identity Insights product. This collaboration aims to revolutionize identity verification and combat synthetic identity fraud, a prevalent threat in the digital age.

The importance of KYC lies in its ability to mitigate risk, ensure compliance with regulations, and prevent identity fraud. Through TruValidate's Synthetic Fraud Model, the platform accurately detects synthetic identity fraud while providing friction-right experiences for genuine customers. By joining forces, LendAPI and TransUnion are committed to establishing a safer and more secure financial ecosystem, prioritizing trust, compliance, and protection against emerging risks.

LendAPI's Game-Changing Integration with TransUnion's TruValidate Digital Insights. In today's digital landscape, where convenience and speed are paramount, the financial services industry faces an ongoing battle against an ever-evolving army of fraudsters.

The blog announces an exciting integration between LendAPI and TransUnion's TruValidate identity verification tool, marking a major advancement in the lending industry. LendAPI has been known for its innovative lending solutions, while TruValidate offers robust identity verification capabilities. With this collaboration, lenders can seamlessly integrate TruValidate's powerful verification process into LendAPI's platform. The integration enhances security, streamlines the borrower experience, ensures compliance, and enables data-driven decision-making. This partnership promises to revolutionize the lending landscape, providing financial institutions and borrowers with secure, efficient, and customer-centric borrowing experiences.

In today's fast-paced world, managing multiple loan applications can be overwhelming. LendAPI offers a solution by consolidating all your loan applications under one dashboard, providing several advantages. With LendAPI, you can easily track the progress of each application, eliminating the need for constant communication with individual lenders. The platform streamlines identity verification by allowing you to securely upload necessary documents, simplifying the process and reducing delays. Credit-related issues can also be efficiently resolved through the centralized platform, ensuring a smoother loan application process. LendAPI's seamless workflow system saves time and minimizes errors, while trackable email communications provide clear and organized correspondence with lenders. Overall, LendAPI simplifies and enhances the loan experience by offering a centralized hub for managing loan applications. Visit lendapi.com to experience the benefits of a centralized loan application dashboard.

LendAPI's dashboard is transforming the lending industry by simplifying identity verification and credit underwriting processes. This innovative tool empowers clients to efficiently navigate and resolve issues related to these crucial aspects of lending. The dashboard streamlines identity verification through document scanning, biometric authentication, and data validation, minimizing fraud risks and ensuring compliance. It also offers a comprehensive suite of tools for credit underwriting, including credit report access and risk assessment capabilities, facilitating well-informed lending decisions. With a holistic view of lending operations, real-time updates, and issue resolution features, the dashboard enhances transparency, efficiency, and customer satisfaction. By optimizing the lending experience for both lenders and borrowers, LendAPI's dashboard sets a new standard of excellence in the industry.

LendAPI's Decision Engine introduces a revolutionary feature called Derived Variables, allowing users to create mathematical expressions between system and third-party variables. These expressions enable complex calculations and insights for data-driven decision-making. The feature includes functionalities to save and display derived variables in specified numeric formats, enhancing precision and customization. Derived Variables seamlessly integrate with the Decision Engine API, ensuring accessibility and scalability. With benefits such as improved decision-making, customization, efficiency, and integration, lenders can leverage Derived Variables to make informed lending decisions and optimize their operations. To explore this transformative feature, visit lendapi.com today.

In the fast-paced world of lending, making accurate and timely decisions on loan applications is crucial for financial institutions and lending platforms. To address this challenge, LendAPI has introduced its fully customizable Decision Engine, equipped with seamless API integration.

In the ever-changing landscape of financial technology, seamless integration between platforms is key to unlocking the full potential of innovative solutions. LendAPI, a leading fintech platform, is taking a significant leap forward by fully integrating with TransUnion, a renowned credit reporting agency. This integration promises real-time access to credit reporting and scores through TransUnion's API, while expanding LendAPI's credit attribute library to offer a comprehensive set of variables for rule authoring. Additionally, LendAPI's fintech clients can leverage both soft and hard inquiries, enabling them to offer a wider range of products and services. Let's delve into the details of this groundbreaking integration and its transformative impact on the industry.

In today's fast-paced business environment, risk management plays a critical role in ensuring the success and stability of financial institutions. LendAPI, a leading provider of lending solutions, has introduced a powerful tool to streamline risk management processes: the Visual Decision Engine Editor. This innovative software empowers risk management professionals to create and manage complex decision trees easily. With a range of benefits that enhance efficiency and decision-making capabilities, the Visual Decision Engine Editor is revolutionizing risk management practices. In this blog post, we will explore the key benefits of this tool and how it helps financial institutions make better-informed decisions.

In the fast-paced world of lending, professionals are constantly seeking innovative solutions that can enhance their efficiency and productivity. Traditional software engineering and maintenance tasks often consume valuable time and resources, diverting focus from core business objectives and customer service. However, LendAPI's SaaS Loan Originations Platform provides a game-changing solution, allowing lending professionals to delegate the intricate software work to experts, freeing them to concentrate on what truly matters: delivering exceptional customer service.

LendAPI launches a fully customizable, do it yourself digital onboarding solution for bank and financial services organizations to quickly launch their product. The LendAPI's core plug and play onboarding tool has third party integrations completed, decision engine which you can quickly build rules and scores as well as a page builder where all your fields, uploads and documentation signing are fully configurable with ease.

In the rapidly evolving lending industry, technology plays a pivotal role in enhancing efficiency, scalability, and customization. LendAPI, a leading lending Software-as-a-Service (SaaS) platform, offers a multi-tenant solution that empowers lenders to operate their own SaaS lending business while providing flexibility and autonomy to their clients. In this blog, we will explore three key features of LendAPI's multi-tenant SaaS platform: the ability to create unlimited tenants, self-contained white-labeled applications, and customizable decision tree capabilities and offer engines.

In the world of lending, making informed and efficient decisions is crucial to success. With the rise of technology, lenders are increasingly turning to automated systems to streamline their operations. LendAPI, a leading lending Software-as-a-Service (SaaS) platform, offers an array of powerful decision tree capabilities that enable lenders to make data-driven decisions quickly and accurately. In this blog, we will explore three key features of LendAPI's decision tree capabilities: the variable library, the visual decision tree builder, and the ability to stack decision trees.

In today's data-driven world, making informed and efficient decisions is critical for businesses to stay ahead of the competition. One technology that has revolutionized decision-making processes is the API-driven decision engine. By leveraging Application Programming Interfaces (APIs) and advanced algorithms, organizations can harness the power of real-time data and streamline their decision-making processes. In this blog, we will explore the numerous benefits of an API-driven decision engine and how it can empower businesses to make smarter, data-backed choices.

In the ever-evolving landscape of financial services, loan origination systems have become a vital tool for lenders and financial institutions. Among the various options available, white-labeled loan origination systems stand out as a powerful solution, offering a host of benefits that drive efficiency, scalability, and customer satisfaction. This article explores the advantages of using a white-labeled loan origination system and sheds light on how it can transform lending operations.