Walt Ramsey brings over 25 years of executive leadership in the financial services industry, having held senior roles including Chief Risk Officer, Chief Credit Officer, President, and CEO at some of the most respected institutions in banking, fintech, and credit analytics. Walt’s career spans leadership roles at JPMorgan Chase, LloydsTSB, Experian, Elevate Credit, Think Finance, and Associates First Capital, among others. He is recognized for his expertise in risk management, analytics, P&L leadership, and organizational transformation.

Timothy Li, Co-Founder and CEO of LendAPI, had the privilege of working for Walt both at JPMorgan Chase and Elevate Credit, an experience that Tim describes as “career-defining.” Walt has served as a mentor to Tim for more than a decade, shaping his perspectives on leadership, risk management, and building lasting organizations.

“I’ve known Tim since our days at JPMorgan Chase, and later at Elevate, where I saw firsthand his passion for solving complex problems and his deep respect for the craft of financial technology,” said Walt Ramsey. “Over the past 10–15 years, I’ve watched Tim build not just products but entire ecosystems—whether in lending, data analytics, or fintech platforms. I’m excited to join LendAPI’s Advisory Board and look forward to supporting Tim and the team as they shape the future of decisioning technology.”

“Walt has been a mentor, a coach, and a trusted advisor throughout my career,” said Timothy Li, Co-Founder and CEO of LendAPI. “His ability to see around corners and navigate both operational and strategic challenges is unparalleled. Having him on our Advisory Board is not just an honor—it’s a profound opportunity for our leadership team to learn and grow with his guidance. I’m immensely grateful for his support and look forward to many more years of insights and mentorship.”

With Walt’s appointment, LendAPI continues its commitment to building a world-class advisory board comprised of industry leaders with proven track records in lending, technology, and risk management.

About LendAPI

LendAPI is the Decisioning-as-a-Service platform built for fintech innovators, lenders, and data providers. Designed with flexibility and speed in mind, LendAPI enables partners to connect, build, and deploy credit decisioning strategies at scale. With a mission to empower the next generation of fintech companies, LendAPI is redefining how decisioning technology is delivered, enabling seamless integrations, smarter decisions, and better outcomes for all participants in the lending ecosystem.

For more information, visit www.lendapi.com