This week on the LendAPI Partner Podcast, host Timothy Li sits down with Joseph Huch, Vice President of Sales at USIO, a leading, tech-forward payments provider helping lenders, fintechs, and SaaS platforms modernize how they move money. Together, they unpack how integrated payments, real-time funding, and smarter disbursement workflows are reshaping the economics and customer experience of lending.
Key Topics Discussed
Why embedded payments and payouts are becoming a core competitive edge for digital lenders and vertical SaaS platforms.
The current USIO offering for lenders and fintechs today—and the future vision for deeper, API-first integration across onboarding, servicing, and collections.
How USIO’s platform enables instant or same‑day disbursements, card and ACH rails, and configurable workflows that reduce friction for both borrowers and operations teams.
A real‑world example of a lender that streamlined its funding process, cut manual work, and improved conversion by delivering a more seamless payment and payout experience.
USIO is a modern payments and disbursements platform that helps lenders, fintechs, and software platforms send and receive money with greater speed, control, and transparency. With support for ACH, cards, real‑time payments, and tailored payout workflows, USIO enables organizations to embed payments directly into their lending journeys—reducing operational overhead while improving borrower satisfaction. By combining robust APIs, compliance‑ready infrastructure, and hands‑on support, USIO empowers its partners to launch new products faster and scale confidently in a rapidly evolving financial ecosystem
Hosted by Timothy Li, this episode explores how integrated payments, automation, and partnership are redefining what borrowers expect from modern lending experiences.
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