Vergent LMS

Vergent LMS

Vergent LMS is a cloud-based loan management system that empowers lenders to efficiently originate, service, and collect loans across consumer, auto, and small-dollar verticals—with compliance, automation, and scalability built in.

LendAPI FinTech Marketplace - Loan Management System - Vergent LMS
LendAPI FinTech Marketplace - Loan Management System - Vergent LMS

About Vergent LMS

Vergent LMS is a comprehensive, cloud-native loan management system purpose-built for consumer, auto, and small-dollar lenders. It delivers a seamless experience across the entire loan lifecycle—from origination to servicing and collections—while keeping lenders ahead of regulatory changes and borrower expectations.

Designed to support both in-store and online operations, Vergent's platform brings together underwriting, payment processing, compliance automation, and reporting in one user-friendly interface. Its modular architecture and robust integrations make it highly adaptable, enabling lenders to scale quickly and serve borrowers more efficiently.

With deep lending expertise and a strong focus on customer support, Vergent LMS helps lenders replace legacy systems, automate manual processes, and drive better outcomes for both staff and borrowers.

Key Offerings

  • Loan Origination System (LOS) – Fast, configurable decisioning workflows

  • Loan Servicing – Real-time account management with flexible repayment options

  • Collections Management – Automated collections and queue-based workflows

  • Compliance Tools – Built-in regulatory rules, disclosures, and audit trails

  • Payment Processing – Integrated solutions for ACH, debit card, and cash payments

  • Omnichannel Support – Serve customers in-branch, online, or hybrid

  • Custom Reporting & Dashboards – Business intelligence and portfolio insights

  • Scalable Cloud Infrastructure – Secure, reliable, and easily upgradable

  • API-First Architecture – Seamless integrations with third-party fintech tools

  • Responsive Support Team – Industry experts providing hands-on assistance

For more information, please visit: www.vergentlms.com

Contact @ Vergent LMS

Brad Tompkins, Chief Information Officer | Email: btompkins@vergentlms.com

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