Spinwheel
Spinwheel
Spinwheel
Transform how your business and your customers see, understand, and act on debt with our industry-leading debt APIs.
Transform how your business and your customers see, understand, and act on debt with our industry-leading debt APIs.

Integrated Partner
Reseller
CATEGORIES
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Integrated Partner
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Identity Verification
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Collections
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Reseller
Resources
Website
Overview
Spinwheel provides debt APIs that retrieve a consumer's liabilities from just a phone number and date of birth. Built by a team that previously developed APIs for one of the world's largest payment networks, it focuses on making consumer debt visible and actionable for lenders and their borrowers.
Use Cases
Retrieve an applicant's existing debts with only a phone number and date of birth, skipping manual statement collection.
Verify stated obligations against actual liabilities when calculating debt-to-income.
Power refinance and consolidation offers priced against the borrower's real outstanding loans.
Let borrowers see and act on their debts inside your product rather than logging into each servicer.
Overview
Spinwheel provides debt APIs that retrieve a consumer's liabilities from just a phone number and date of birth. Built by a team that previously developed APIs for one of the world's largest payment networks, it focuses on making consumer debt visible and actionable for lenders and their borrowers.
Use Cases
Retrieve an applicant's existing debts with only a phone number and date of birth, skipping manual statement collection.
Verify stated obligations against actual liabilities when calculating debt-to-income.
Power refinance and consolidation offers priced against the borrower's real outstanding loans.
Let borrowers see and act on their debts inside your product rather than logging into each servicer.

Join our Slack Community
Join our Slack Community
Connect with lenders, founders, and fintech operators shaping the future of finance.
Connect with lenders, founders, and fintech operators shaping the future of finance.


Solutions
© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
© 2026 LendAPI, Inc. All rights reserved.
LendAPI





