Sophtron
Sophtron
Sophtron
Sophtron provides both an API and an open-source widget that enables clients to instantly connect their external bank accounts. This process verifies the client's identity and ownership, retrieves current balances, up to 48 months of transactions, and ACH account numbers/routing numbers, and gathers identity information such as the owner's name, address, email, and phone numbers.
Sophtron provides both an API and an open-source widget that enables clients to instantly connect their external bank accounts. This process verifies the client's identity and ownership, retrieves current balances, up to 48 months of transactions, and ACH account numbers/routing numbers, and gathers identity information such as the owner's name, address, email, and phone numbers.
Integrated Partner
CATEGORIES
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Integrated Partner
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Open Banking
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Asset Verification
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Identity Verification
Resources
Website
Point of Contact
Overview
Sophtron offers an API and an open-source widget for connecting external bank accounts, verifying identity and ownership, and retrieving balances. It covers all 14,000 U.S. and Canadian banks and credit unions plus over 27,000 non-traditional accounts, including Cash App, PayPal, Venmo, insurance, investment, loan, mortgage, HSA/FSA, and utility accounts.
Use Cases
Verify ownership and balance on accounts held at any U.S. or Canadian institution.
Reach applicants whose primary money movement runs through Cash App, PayPal, or Venmo.
Pull utility, mortgage, and loan account data as supporting evidence for thin-file applicants.
Embed connection in your own flow using the open-source widget rather than a hosted redirect.
Overview
Sophtron offers an API and an open-source widget for connecting external bank accounts, verifying identity and ownership, and retrieving balances. It covers all 14,000 U.S. and Canadian banks and credit unions plus over 27,000 non-traditional accounts, including Cash App, PayPal, Venmo, insurance, investment, loan, mortgage, HSA/FSA, and utility accounts.
Use Cases
Verify ownership and balance on accounts held at any U.S. or Canadian institution.
Reach applicants whose primary money movement runs through Cash App, PayPal, or Venmo.
Pull utility, mortgage, and loan account data as supporting evidence for thin-file applicants.
Embed connection in your own flow using the open-source widget rather than a hosted redirect.
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Connect with lenders, founders, and fintech operators shaping the future of finance.
Connect with lenders, founders, and fintech operators shaping the future of finance.
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI