Saltedge
Saltedge
Saltedge
Salt Edge is a global open banking and open finance platform connecting to 5,000+ banks across 50+ countries, combining data aggregation, payments, compliance, and risk tools in one API.
Salt Edge is a global open banking and open finance platform connecting to 5,000+ banks across 50+ countries, combining data aggregation, payments, compliance, and risk tools in one API.

CATEGORIES
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Open Banking
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Payment Gateway
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Legal & Compliance
Point of Contact
Overview
Salt Edge is a global open banking and open finance provider that connects to 5,000+ banks and financial institutions in more than 50 countries. It retrieves real-time bank account and transaction data with user permission through a single developer-friendly API. Additionally, data can be enriched with categorisation and merchant identification.
Salt Edge provides a full-stack Open Banking compliance solution that helps banks and EMIs to timely meet regulatory requirements and unlock API monetisation opportunities.
Use Cases
Real-Time Account & Transaction Data: Retrieves balances, account details, and transaction history with user consent, providing lenders with an up-to-date view of applicants’ finances for underwriting and cash-flow verification.
Data Enrichment: Uses categorisation and merchant identification to clean and enhance raw transaction data and turn it into decision-ready input for credit models.
Developer-Friendly, Unified API: One integration returns data from thousands of banks in a unified, consistent format, eliminating the need for separate connectors per each institution.
Regulated & Secure Data Access: Salt Edge operates as a licensed Account Information Service Provider (registered with the UK FCA) and is ISO 27001 certified. The data is accessed and handled according to the same regulatory and security standards required of banks.
Overview
Salt Edge is a global open banking and open finance provider that connects to 5,000+ banks and financial institutions in more than 50 countries. It retrieves real-time bank account and transaction data with user permission through a single developer-friendly API. Additionally, data can be enriched with categorisation and merchant identification.
Salt Edge provides a full-stack Open Banking compliance solution that helps banks and EMIs to timely meet regulatory requirements and unlock API monetisation opportunities.
Use Cases
Real-Time Account & Transaction Data: Retrieves balances, account details, and transaction history with user consent, providing lenders with an up-to-date view of applicants’ finances for underwriting and cash-flow verification.
Data Enrichment: Uses categorisation and merchant identification to clean and enhance raw transaction data and turn it into decision-ready input for credit models.
Developer-Friendly, Unified API: One integration returns data from thousands of banks in a unified, consistent format, eliminating the need for separate connectors per each institution.
Regulated & Secure Data Access: Salt Edge operates as a licensed Account Information Service Provider (registered with the UK FCA) and is ISO 27001 certified. The data is accessed and handled according to the same regulatory and security standards required of banks.

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© 2026 LendAPI, Inc. All rights reserved.
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