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Saltedge

Saltedge

Saltedge

Saltedge

Salt Edge is a global open banking and open finance platform connecting to 5,000+ banks across 50+ countries, combining data aggregation, payments, compliance, and risk tools in one API.

Salt Edge is a global open banking and open finance platform connecting to 5,000+ banks across 50+ countries, combining data aggregation, payments, compliance, and risk tools in one API.

CATEGORIES

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Open Banking

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Payment Gateway

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Legal & Compliance

Overview

Salt Edge is a global open banking and open finance platform connecting to 5,000+ banks across 50+ countries. It combines bank data aggregation and enrichment, pay-by-bank payment initiation, PSD2/open banking compliance, TPP verification, and AML transaction monitoring in a single API, and is used by 300+ companies including Mambu, Finastra, and PwC.

Use Cases

  • Pull real-time bank account and transaction data on an applicant through Salt Edge as an underwriting or cash-flow verification step in a LendAPI flow, for lenders operating in markets outside typical US/Canada aggregator coverage.

  • Feed Salt Edge's enriched transaction data — categorization, merchant identification — into a client's decision model alongside other marketplace data sources.

  • Offer pay-by-bank as a lower-cost, card-free repayment or disbursement method inside a LendAPI-powered application or servicing flow, for clients operating in Europe/UK.

Overview

Salt Edge is a global open banking and open finance platform connecting to 5,000+ banks across 50+ countries. It combines bank data aggregation and enrichment, pay-by-bank payment initiation, PSD2/open banking compliance, TPP verification, and AML transaction monitoring in a single API, and is used by 300+ companies including Mambu, Finastra, and PwC.

Use Cases

  • Pull real-time bank account and transaction data on an applicant through Salt Edge as an underwriting or cash-flow verification step in a LendAPI flow, for lenders operating in markets outside typical US/Canada aggregator coverage.

  • Feed Salt Edge's enriched transaction data — categorization, merchant identification — into a client's decision model alongside other marketplace data sources.

  • Offer pay-by-bank as a lower-cost, card-free repayment or disbursement method inside a LendAPI-powered application or servicing flow, for clients operating in Europe/UK.

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