PayPath
PayPath
PayPath
PayPath deploys compliant AI agents across the credit lifecycle — origination, servicing, collections, and recovery — handling borrower calls, texts, emails, documents, and payments with bank-grade compliance built in.
PayPath deploys compliant AI agents across the credit lifecycle — origination, servicing, collections, and recovery — handling borrower calls, texts, emails, documents, and payments with bank-grade compliance built in.
Overview
PayPath is an autonomous workforce platform for lenders, servicers, collection agencies, and debt buyers. Its specialized Voice, Email, SMS, Compliance, Document, and Payment agents run end-to-end workflows with automated guardrails for TCPA, FDCPA, Reg F, and CFPB requirements. Every call, text, and decision is logged with a full audit trail, and humans stay in the loop. It supports consumer, business, credit card, real estate, auto, and medical portfolios.
Use Cases
Automate early-stage delinquency outreach on loans originated through LendAPI with voice, SMS, and email agents that verify identity and negotiate resolution plans.
Check every borrower communication against TCPA, FDCPA, and Reg F rules before it goes out, with a timestamped audit log of each action.
Process card and ACH payments and set up payment schedules directly in borrower conversations.
Pull key data out of loan documents and contracts automatically to speed up servicing workflows.
Overview
PayPath is an autonomous workforce platform for lenders, servicers, collection agencies, and debt buyers. Its specialized Voice, Email, SMS, Compliance, Document, and Payment agents run end-to-end workflows with automated guardrails for TCPA, FDCPA, Reg F, and CFPB requirements. Every call, text, and decision is logged with a full audit trail, and humans stay in the loop. It supports consumer, business, credit card, real estate, auto, and medical portfolios.
Use Cases
Automate early-stage delinquency outreach on loans originated through LendAPI with voice, SMS, and email agents that verify identity and negotiate resolution plans.
Check every borrower communication against TCPA, FDCPA, and Reg F rules before it goes out, with a timestamped audit log of each action.
Process card and ACH payments and set up payment schedules directly in borrower conversations.
Pull key data out of loan documents and contracts automatically to speed up servicing workflows.
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Connect with lenders, founders, and fintech operators shaping the future of finance.
Connect with lenders, founders, and fintech operators shaping the future of finance.
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Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI