Pave
Pave
Pave
Pave provides AI powered cashflow analytics for consumer and SMB lenders, enabling comprehensive and real-time credit risk decisions.. Our solution transforms and combines diverse data sources including raw bank transaction data,credit reports, and loan performance data to generate Attributes and Scores that accurately predict outcomes including delinquencies and defaults.
Pave provides AI powered cashflow analytics for consumer and SMB lenders, enabling comprehensive and real-time credit risk decisions.. Our solution transforms and combines diverse data sources including raw bank transaction data,credit reports, and loan performance data to generate Attributes and Scores that accurately predict outcomes including delinquencies and defaults.
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Overview
Pave provides real-time cash flow analytics for consumer and SMB lenders, turning diverse data sources into credit risk signals. Its Consumer and SMB Cashflow APIs support underwriting, lead scoring, credit limit setting, collections, and product personalization, delivered as attributes, scores, and segments over categorized transaction data.
Cashflow Analytics & Monitoring
Cashflow analytics are essential for inclusive and innovative lending programs. Our technology ensures high accuracy and real-time insights, helping you streamline your underwriting processes and improve loan performance outcomes. Explore our product offerings including:
Cashflow Attributes
Cashflow Driven Scores
Cashflow Segments
Transaction Data Categorization
Lead Scoring
Use Cases
Underwrite on cash flow attributes and scores where a bureau score alone is too coarse.
Set and adjust credit limits from observed income and expense patterns.
Score inbound leads before spending on a credit pull.
Prioritize collections outreach by which borrowers currently have cash to pay.
Overview
Pave provides real-time cash flow analytics for consumer and SMB lenders, turning diverse data sources into credit risk signals. Its Consumer and SMB Cashflow APIs support underwriting, lead scoring, credit limit setting, collections, and product personalization, delivered as attributes, scores, and segments over categorized transaction data.
Cashflow Analytics & Monitoring
Cashflow analytics are essential for inclusive and innovative lending programs. Our technology ensures high accuracy and real-time insights, helping you streamline your underwriting processes and improve loan performance outcomes. Explore our product offerings including:
Cashflow Attributes
Cashflow Driven Scores
Cashflow Segments
Transaction Data Categorization
Lead Scoring
Use Cases
Underwrite on cash flow attributes and scores where a bureau score alone is too coarse.
Set and adjust credit limits from observed income and expense patterns.
Score inbound leads before spending on a credit pull.
Prioritize collections outreach by which borrowers currently have cash to pay.
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Connect with lenders, founders, and fintech operators shaping the future of finance.
Connect with lenders, founders, and fintech operators shaping the future of finance.
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© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI