MPWR AI
MPWR AI
MPWR AI
MPWR provides policy-bound AI agents for banks, credit unions, alternative lenders, and CDFIs. Specialized agents handle borrower engagement, loan file preparation, portfolio monitoring, and cross-sell opportunities across the lending lifecycle.
MPWR provides policy-bound AI agents for banks, credit unions, alternative lenders, and CDFIs. Specialized agents handle borrower engagement, loan file preparation, portfolio monitoring, and cross-sell opportunities across the lending lifecycle.
Overview
MPWR runs a family of specialized AI agents (Engagement, Prep, Portfolio, and Growth) that share a single policy spine. Every action is tied to a specific rule in the lender's credit policy and recorded in an immutable audit trail. Credit decisions stay with the lender's team, and anything outside policy goes to a person for review. It's built for community banks, credit unions, and CDFIs, with examiner-ready evidence mapped to ECOA/Reg B, FCRA, UDAAP, and Section 1071, plus direct integrations with Equifax and Plaid.
Use Cases
Use MPWR's Prep Agent to collect documents, run policy checks, and assemble a credit memo before an application reaches an underwriter in a LendAPI flow. Exceptions are flagged for human review.
Answer borrower questions and send document follow-ups and status updates 24/7 with the Engagement Agent, within the institution's own policy.
Monitor a portfolio of loans originated through LendAPI with the Portfolio Agent. Early-warning signals such as cash-flow declines and covenant issues are sent to the relationship team.
Find qualified opportunities among existing borrowers with the Growth Agent, which checks eligibility and product fit and routes each one to a loan officer.
Overview
MPWR runs a family of specialized AI agents (Engagement, Prep, Portfolio, and Growth) that share a single policy spine. Every action is tied to a specific rule in the lender's credit policy and recorded in an immutable audit trail. Credit decisions stay with the lender's team, and anything outside policy goes to a person for review. It's built for community banks, credit unions, and CDFIs, with examiner-ready evidence mapped to ECOA/Reg B, FCRA, UDAAP, and Section 1071, plus direct integrations with Equifax and Plaid.
Use Cases
Use MPWR's Prep Agent to collect documents, run policy checks, and assemble a credit memo before an application reaches an underwriter in a LendAPI flow. Exceptions are flagged for human review.
Answer borrower questions and send document follow-ups and status updates 24/7 with the Engagement Agent, within the institution's own policy.
Monitor a portfolio of loans originated through LendAPI with the Portfolio Agent. Early-warning signals such as cash-flow declines and covenant issues are sent to the relationship team.
Find qualified opportunities among existing borrowers with the Growth Agent, which checks eligibility and product fit and routes each one to a loan officer.
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© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI