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Product

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KoraConnect

KoraConnect

KoraConnect

KoraConnect

Income Verification and Cash Flow Underwriting tools for Dealer and Lenders

Income Verification and Cash Flow Underwriting tools for Dealer and Lenders

CATEGORIES

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Cash Flow Analytics

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Auto Lending

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Risk & Modeling

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Income Verification

Overview

A credit file shows whether a payment posted on time, not where money actually moves. KoraConnect verifies income and analyzes cash flow straight from an applicant's bank activity, catching fraud a bureau pull can't see and giving lenders a risk score built on a real auto lending portfolio.

Use Cases

With KoraConnect, dealers can:

  • Send an SMS or QR link, no paperwork back and forth

  • Get a verified income and cash flow report in real time

  • Catch fraud on the spot: document tampering, income inflation, name mismatches

  • Send lenders cleaner deals, with fewer stips and faster funding


With KoraConnect, lenders can:

  • Upgrade any report a dealer already shared into a full underwriting analysis

  • Score every deal with KoraScore, the only predictive model trained on a real auto lending portfolio

  • Catch fraud bureaus can't see: staged deposits, untraceable down payments, accounts opened days before an application

  • Calculate true pre-loan DTI and catch compound risk signals like cash advance frequency paired with low income stability

Overview

A credit file shows whether a payment posted on time, not where money actually moves. KoraConnect verifies income and analyzes cash flow straight from an applicant's bank activity, catching fraud a bureau pull can't see and giving lenders a risk score built on a real auto lending portfolio.

Use Cases

With KoraConnect, dealers can:

  • Send an SMS or QR link, no paperwork back and forth

  • Get a verified income and cash flow report in real time

  • Catch fraud on the spot: document tampering, income inflation, name mismatches

  • Send lenders cleaner deals, with fewer stips and faster funding


With KoraConnect, lenders can:

  • Upgrade any report a dealer already shared into a full underwriting analysis

  • Score every deal with KoraScore, the only predictive model trained on a real auto lending portfolio

  • Catch fraud bureaus can't see: staged deposits, untraceable down payments, accounts opened days before an application

  • Calculate true pre-loan DTI and catch compound risk signals like cash advance frequency paired with low income stability

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Connect with lenders, founders, and fintech operators shaping the future of finance.

Connect with lenders, founders, and fintech operators shaping the future of finance.