KoraConnect
KoraConnect
KoraConnect
Income Verification and Cash Flow Underwriting tools for Dealer and Lenders
Income Verification and Cash Flow Underwriting tools for Dealer and Lenders

CATEGORIES
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Cash Flow Analytics
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Auto Lending
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Risk & Modeling
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Income Verification
Overview
A credit file shows whether a payment posted on time, not where money actually moves. KoraConnect verifies income and analyzes cash flow straight from an applicant's bank activity, catching fraud a bureau pull can't see and giving lenders a risk score built on a real auto lending portfolio.
Use Cases
With KoraConnect, dealers can:
Send an SMS or QR link, no paperwork back and forth
Get a verified income and cash flow report in real time
Catch fraud on the spot: document tampering, income inflation, name mismatches
Send lenders cleaner deals, with fewer stips and faster funding
With KoraConnect, lenders can:
Upgrade any report a dealer already shared into a full underwriting analysis
Score every deal with KoraScore, the only predictive model trained on a real auto lending portfolio
Catch fraud bureaus can't see: staged deposits, untraceable down payments, accounts opened days before an application
Calculate true pre-loan DTI and catch compound risk signals like cash advance frequency paired with low income stability
Overview
A credit file shows whether a payment posted on time, not where money actually moves. KoraConnect verifies income and analyzes cash flow straight from an applicant's bank activity, catching fraud a bureau pull can't see and giving lenders a risk score built on a real auto lending portfolio.
Use Cases
With KoraConnect, dealers can:
Send an SMS or QR link, no paperwork back and forth
Get a verified income and cash flow report in real time
Catch fraud on the spot: document tampering, income inflation, name mismatches
Send lenders cleaner deals, with fewer stips and faster funding
With KoraConnect, lenders can:
Upgrade any report a dealer already shared into a full underwriting analysis
Score every deal with KoraScore, the only predictive model trained on a real auto lending portfolio
Catch fraud bureaus can't see: staged deposits, untraceable down payments, accounts opened days before an application
Calculate true pre-loan DTI and catch compound risk signals like cash advance frequency paired with low income stability

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© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
© 2026 LendAPI, Inc. All rights reserved.
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