About CreditBook

Creditbook builds an alternative credit universe for lenders serving consumers and borrowers underserved by traditional banks. By combining a real-time shared database of alternative loans, instant bank verification, and turnkey loan management tools, Creditbook enables lenders to detect fraud earlier, reduce blind spots in underwriting, and streamline operations. Lenders gain a consolidated view of applicant behavior across hundreds of alternative lenders, with live transaction insights and portfolio tools that support both smarter risk decisions and greater financial inclusion.

Products and Services

• Alternative credit bureau for underserved borrowers: Access a centralized, real-time database of alternative loans across participating lenders, including requested and granted credit, to uncover hidden obligations and detect potential fraud or stacking risks.

• Fraud and risk insights at onboarding: Leverage Creditbook’s shared credit data and signals to validate applicant information, catch suspicious patterns, and reduce fraudulent applications before they enter your portfolio.

• Instant Bank Verification (IBV): Connect instantly to borrowers’ bank accounts to analyze cash flow, income stability, and spending patterns through an easy-to-read transaction view, improving both risk assessment and customer experience.

• Turnkey loan management platform: Use Creditbook’s SLOAN platform to automate loan origination, servicing workflows, and monitoring, helping alternative lenders reduce manual work while maintaining stronger risk controls.

• Built for alternative and non‑bank lenders: Designed around the realities of alternative lenders and underbanked borrowers, Creditbook gives you data and tools that complement, rather than duplicate, traditional bureau coverage..

For more information, please visit https://creditbook.ca/

Contact @ CreditBook

Valérie Robillard, Co-Présidente at CreditBook | Email: v.robillard@creditbook.ca