About Aspira

Aspira (aspiralend.com) is a prominent "Buy Now, Pay Later" (BNPL) and consumer financing platform primarily serving the US market. It bridges the gap between consumers and retailers by offering flexible, interest-bearing loan options that allow individuals to purchase high-value items—such as electronics, furniture, and appliances—while paying for them in manageable monthly installments.

The platform operates through an extensive network of retail partners, enabling customers to select products from top-tier stores and receive instant credit decisions. Beyond just lending, Aspira emphasizes financial responsibility by assessing a borrower's ability to pay and requiring credit protection insurance to safeguard both the consumer and the lender against unforeseen life events.

Products and Services

• Product Financing (BNPL): Allows customers to buy household goods, electronics, furniture, and smartphones from partner retailers and pay over 3 to 12 months.

• Instant Credit Assessment: A digital-first application process that provides an indicative credit limit immediately and full processing often within one hour.

• Retail Partner Network: Integration with major Kenyan retailers (such as Naivas and various electronics stores) to provide seamless point-of-sale financing.

• Flexible Repayment Plans: Customizable loan tenures with interest rates typically ranging from 3% to 7% per month based on the user's credit profile.

• Aspire App: A mobile application for managing loans, tracking payments, and applying for new credit on the go.

• Credit Protection: Mandatory credit insurance that covers loan repayments in the event of permanent disability or death, ensuring the debt does not pass to the family.

• Zero Application Fees: No upfront costs for applying for a loan, with fees only being applied once the credit is utilized.

For more information, please visit: aspiralend.com

Contact @ Aspira

Jamie Hylton | Email: jhylton@aspiralend.com