Altbanq
Altbanq
Altbanq
Altbanq is an alternative business lender and payment processor offering fast SMB term loans (no hard credit pull, same-day funding) and integrated payment processing.
Altbanq is an alternative business lender and payment processor offering fast SMB term loans (no hard credit pull, same-day funding) and integrated payment processing.
CATEGORIES
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SMB & Commercial Lending
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Lender Marketplace
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Payment Gateway
Resources
Website
Point of Contact
Overview
Altbanq is an alternative finance provider offering tailored term loans for small businesses (no hard credit pull, funding within 24 hours) alongside credit card payment processing. They underwrite using cash flow, time in business, and a proprietary scoring model rather than relying solely on personal credit.
Use Cases
Route SMB applicants who don't fit a LendAPI client's own credit box to Altbanq as an alternative funding source, using it as a fallback step in a lending waterfall.
Reference Altbanq's underwriting criteria (bank statement-based, cash-flow driven, no hard pull) when building decisioning logic for SMB products that need to serve thinner-file or newer businesses.
Include Altbanq as a funding partner in a multi-lender marketplace built on LendAPI, giving borrowers a fallback option when declined elsewhere.
Overview
Altbanq is an alternative finance provider offering tailored term loans for small businesses (no hard credit pull, funding within 24 hours) alongside credit card payment processing. They underwrite using cash flow, time in business, and a proprietary scoring model rather than relying solely on personal credit.
Use Cases
Route SMB applicants who don't fit a LendAPI client's own credit box to Altbanq as an alternative funding source, using it as a fallback step in a lending waterfall.
Reference Altbanq's underwriting criteria (bank statement-based, cash-flow driven, no hard pull) when building decisioning logic for SMB products that need to serve thinner-file or newer businesses.
Include Altbanq as a funding partner in a multi-lender marketplace built on LendAPI, giving borrowers a fallback option when declined elsewhere.
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© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI
Solutions
Recognition
Backed by
© 2026 LendAPI, Inc. All rights reserved.
LendAPI