Headquartered in Malvern, Pennsylvania, Customers Bank (Member FDIC, Federal Reserve Member, Pennsylvania State-Chartered) operates as a high-performing regional banking institution managing over $20 billion in assets. By combining traditional balance sheet capacity with technology infrastructure, Customers Bank serves as an essential liquidity and clearing bridge for institutional digital asset markets, fintech platforms, venture funds, and middle-market corporations.

Through its proprietary tokenized settlement network—Customers Bank Instant Token (CBIT™)—the bank delivers 24/7/365 intra-bank fiat settlement for OTC trading desks, crypto exchanges, institutional investors, and digital asset firms. Additionally, Customers Bank offers enterprise BaaS solutions, multi-tenant deposit architectures with expanded pass-through FDIC insurance sweep networks, branded card program sponsorship, and credit facilities.

• 24/7/365 Real-Time Settlement (CBIT™): Proprietary tokenized payment network facilitating instant, zero-cost intra-bank fiat transfers between institutional clients at any time.

• Enterprise BaaS & Deposit Sweeps: Multi-tenant FBO deposit architectures integrated with extended multi-bank sweep networks to maximize FDIC coverage on corporate cash balances.

• Venture & Tech Commercial Banking: Dedicated banking services tailored to venture capital funds, private equity firms, and high-growth technology companies.

• BIN Sponsorship & Card Issuing: Principal card program sponsorship for virtual and physical debit, credit, and corporate charge cards.

• Commercial Credit & Debt Facilities: Tailored commercial credit, working capital lines, capital call lines for funds, and asset-based financing.

Key Features

• Instant Intra-Bank Settlement Network: Continuous 24/7/365 clearing via CBIT™ for digital asset ecosystems, OTC desks, market makers, and institutional trading partners.

• High-Yield & Expanded Sweep Accounts: Automated treasury management engines that sweep deposit balances across network banks to secure multi-million-dollar pass-through FDIC insurance.

• Comprehensive Card Sponsorship: Network issuing sponsorship for consumer debit, commercial corporate cards, and specialized prepaid programs with granular spend management.

• Multi-Rail Domestic Money Movement: API connectivity supporting ACH, Same-Day ACH, domestic Fedwires, FedNow, and RTP clearing.

• Institutional Governance & Compliance: Rigorous Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Sanctions, and Know Your Customer/Business (KYC/KYB) risk management protocols tailored for high-volume transactions.