Business Screen provides investigator-verified commercial due diligence and background check services purpose-built for lenders, fintechs, and financial institutions. Before a deal is funded or a business is onboarded, Business Screen surfaces the criminal, civil, financial, and reputational risks associated with both the borrowing entity and its key principals.

Unlike automated-only screening tools, Business Screen combines a cloud-based API platform with real licensed private investigators who review and verify every report — delivering decision-ready intelligence with an average 2-day turnaround.

Key Services

• Criminal Records Check — Identify criminal activity at the company and owner level across jurisdictions

• Civil Litigation Review — Uncover lawsuits, judgments, and breach of contract filings

• Financial Risk Assessment — Review UCC filings, payment trends, credit limits, and past-due exposure

• Sanctions & Watchlist Screening — Screen against OFAC, global sanctions, and restricted party lists

• Identity & Entity Verification — Confirm that businesses and their officers are who they claim to be

• Reputation & Media Search — Analyze public perception and adverse media signals

• License & Certificate Verification — Validate professional and business licensure

• Executive Background Check — Deep-dive on principals, guarantors, and beneficial owners

Why It Matters for Lenders

Commercial lending carries unique risks that consumer credit data alone doesn't capture. Business Screen fills that gap — giving lenders a pre-funding risk layer that checks who owns the business, whether they have outstanding legal exposure, and whether the entity itself has financial red flags before a single dollar is deployed.