About PGI (Personal Guarantee Insurance)

This digital insurance platform is designed to decouple personal financial risk from business growth by offering dedicated personal guarantee insurance. When banks and commercial lenders require business owners, searchers, or partners to back corporate loans with their personal assets, this platform steps in to shield their private balance sheets. By providing a clear safety net for personal homes, savings, and family finances, the service allows entrepreneurs to confidently pursue debt-funded growth, acquisitions, and working capital without the fear of personal financial ruin.

Built on an automated, tech-forward framework, the platform streamlines the risk assessment process to generate swift coverage profiles based on specific loan and business data. It automatically analyzes loan agreements, financial statements, and guarantee terms to deliver fast underwriting decisions and clear premium options. Operating seamlessly alongside the commercial lending workflow, this platform integrates smoothly into the financing ecosystem, helping commercial lenders reduce borrower hesitation, close loans faster, and provide clients with crucial peace of mind throughout the life of the loan.

Products and Services

• Automated Risk Profiling: An interactive risk-engine that evaluates business financials and loan structures to generate accurate, real-time risk scores and coverage terms.

• Personal Guarantee Insurance (PGI): Tailored insurance policies that cover a substantial portion of the personal guarantee liability on qualifying commercial loans, paying out if corporate bankruptcy or payment demands are triggered.

• Automated Document Extraction: Advanced digital ingestion tools that scan and pull key terms directly from loan agreements, corporate financial sheets, and guarantee paperwork to minimize manual entry.

• Comprehensive Loan Eligibility Coverage: Flexible underwriting that supports a wide range of financing structures, including small business administration loans, mergers and acquisitions notes, asset finance, and traditional working capital facilities.

• Ongoing Risk & Portfolio Monitoring: Continuous evaluation tools that monitor the health of the insured loan over its lifecycle, tracking changes in business standing or loan terms to ensure continuous compliance and coverage alignment.

• Digital Self-Service Management: A secure, completely digital portal allowing users to swiftly upload documentation, adjust coverage limits, manage renewals, and access proof of coverage certificates instantly.

For more information, please visit: pgicover.com

Contact @ PGI

Craig Arnatt | Email: craig@pgicover.com