Infrastructure for Embedded Finance

From POS financing to revolving credit - launch any product without building infrastructure from scratch.

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Dynamic picture of a cyclist riding downhill

Launched embedded lending product in 1 month without single line of code

96% of loans approved in-store via direct POS -to-LOS integration

Enabled 24/7 self served credit card applications with instant credit decisions

Design seamless onboarding applications, integrate with services -
all in one platform

Design seamless onboarding applications, integrate with services -
all in one platform

Design seamless onboarding applications, integrate with services -
all in one platform

Turn months of engineering into days

Turn months of engineering into days

Stop draining your engineering resources on infrastructure. Launch new credit products and enter new markets instantly with our enterprise-grade, low-code platform.

Stop draining your engineering resources on infrastructure. Launch new credit products and enter new markets instantly with our enterprise-grade, low-code platform.

Precision Risk Control to protect your bottom line

Precision Risk Control to protect your bottom line

Deploy sophisticated credit models, adjust pricing dynamically, and iterate on your risk policies in real-time—without waiting on IT

Deploy sophisticated credit models, adjust pricing dynamically, and iterate on your risk policies in real-time—without waiting on IT

Deliver borrower experiences that actually convert

Deliver borrower experiences that actually convert

Don't lose qualified borrowers to clunky legacy forms. Maximize your revenue with frictionless, brand-native application flows designed to drop abandonment rates to zero.

Don't lose qualified borrowers to clunky legacy forms. Maximize your revenue with frictionless, brand-native application flows designed to drop abandonment rates to zero.

85% faster product launches.

Teams ship new lending flows in weeks, not quarters—freeing engineers to innovate instead of stitching APIs.

45% less revenue spent on bureaus.

Credit-bureau and KYC rates drop operating costs nearly in half—money that goes straight to your bottom line.

~35% increase in approval rates

Higher approval rates, dynamic pricing, and multi-lender matchmaking turn declines into fresh funded deals.

LendAPI, crafted by fintech veterans.
launch, underwrite, and scale with zero infrastructure drag.

LendAPI, crafted by fintech veterans.
launch, underwrite, and scale with zero infrastructure drag.

frictionless borrower experience

frictionless borrower experience

Watch your conversion rates soar with a beautifully simple, mobile-optimized application flow that takes minutes, not days

This flow is 100% white-labeled. Use our drag-and-drop builder to inject your brand colors, logos, and custom fields to create a native experience for your customers.

WHY LENDAPI?

Redefine lending,
Unlock limitless customiztion.

LendAPI was created to open new doors in financial services—making credit not only more accessible, but fully adaptable to every unique business. Traditional lending solutions might cover the basics, yet they’re rarely built to evolve with you. With LendAPI, you’re in charge of designing a solution that can grow, shift, and scale.

Think of our platform as your lending blueprint, giving you the tools and flexibility to craft an offering precisely suited to your brand and borrowers. Launch in record time, expand as your needs change, and never worry about jumping to another system. With LendAPI, you’re empowered to build a lending experience as singular as your business.

BUILT FOR EVERY INDUSTRY

How LendAPI is transforming lending space

How LendAPI is transforming lending space

Startups

Enterprise

Nietzsche reduced fraud rates by 30% using Peachio's seamless FaceID verification for high-value transactions.

Integrating the ID verification app into our onboarding flow was seamless. It helped us cut identity fraud by over 80% while improving user trust.

We needed a reliable way to verify identities for our donors and volunteers. This app gave us peace of mind and a smooth, intuitive experience.

In AI-driven environments, trust is everything. The app’s real-time verification ensures we’re working with authenticated users—fast and securely.

Startups

Enterprise

Nietzsche reduced fraud rates by 30% using Peachio's seamless FaceID verification for high-value transactions.

Integrating the ID verification app into our onboarding flow was seamless. It helped us cut identity fraud by over 80% while improving user trust.

We needed a reliable way to verify identities for our donors and volunteers. This app gave us peace of mind and a smooth, intuitive experience.

In AI-driven environments, trust is everything. The app’s real-time verification ensures we’re working with authenticated users—fast and securely.

Ready to build your embedded finance products?

Ready to build your embedded finance products?