About Teletrack, an Equifax Company

Equifax’s Teletrack product is a powerful alternative data solution designed to help lenders evaluate consumers who may not have sufficient traditional credit histories. By leveraging data from a wide range of non-traditional sources—such as short-term loans, rent-to-own transactions, utility payments, and wireless account activity—TeleTrack delivers a more comprehensive view of an individual’s credit behavior.

This alternative data is especially valuable in underwriting decisions for consumers in the subprime or near-prime segments. Teletack aggregates over two decades of behavioral data from specialty finance and telecom industries, providing unique insights that are not found in traditional credit files. This allows lenders to expand their approval rates while managing risk effectively.

Teletrack also supports regulatory-compliant decisioning with robust identity verification and fraud mitigation tools. Its suite of services enables businesses to identify thin-file and no-file consumers who may actually be creditworthy, helping to broaden financial inclusion and improve portfolio performance.

Product and Services:

• Alternative Credit Data – Offers insights on consumers with little to no traditional credit history

• Non-Traditional Sources – Includes data from rent-to-own, payday loans, utility bills, and telecom activity

• Expanded Risk Assessment – Helps lenders serve underbanked or near-prime segments more confidently

• Fraud Mitigation Tools – Enhances identity verification and reduces risk of fraud

• Financial Inclusion – Supports lenders in responsibly expanding access to credit for underserved populations

For more information, please visit www.equifax.com/resource/-/asset/presentation/speciality-finance-data-solutions

Contact @ Teletrack, an Equifax Company

Bennett Krieger, Director of FinTech Lending | Email: bennett.krieger@equifax.com