ScoreMyCash provides FCRA-compliant cash flow underwriting at every stage of the funnel, from lead to collections. It automates instant bank verification login across 13 different aggregators and returns multiple scores plus human-readable reports for analyst review.

What ScoreMyCash Solves

ScoreMyCash products offer lenders the unique capability of putting cashflow underwriting and analytics at every stage of their underwriting process. From fully automated cashflow underwriting to human readable reports, ScoreMyCash has solutions for every lender’s need.

• Lead Evaluation: validate income and employment, see financial obligations, and get scoring on every lead

• Direct Mail: expand your universe or suppress risky cashflow behaviors to improve risk and response rates

• Cashflow Underwriting: automate your IBV login processes regardless of login aggregator (currently works with 13 different aggregators) with multiple scores and attributes covering 60+ consumer behaviors from income to financial obligations to spending

• Operations Manual Review: human-readable reporting that has configurable rules for operations review of bank statements after a login to make sure your teams are all operating from the same metrics

• Collections: find multiple sources of income and payment history details for portfolio evaluation and triggers
  
  

Summary of ScoreMyCash's Products

• CashVerifi: a sub two second, instant cashflow underwriting product with features for income, financial obligations and scores

• CashDynamics: automated cashflow underwriting, transaction categorization and human readable reporting for IBV logins, regardless of aggregator

• CashProfile: marketing and conversion behavior metrics built from bank transaction informed attributes