About Payslice

Payslice operates on the fundamental philosophy that if you have worked today, you should have the right to be paid today. By challenging the conventional bi-weekly or monthly pay cycle, the platform provides a flexible "Earned Wage Access" (EWA) solution designed to help users manage immediate expenses and avoid the pitfalls of high-interest payday loans or overdraft fees. Through a secure integration with existing bank accounts, it bridges the gap between labor and compensation, offering a modern approach to liquidity.

The platform emphasizes financial inclusion by utilizing "Fair Credit Logic," which prioritizes a user's actual income and work history over traditional credit scores. This allows individuals who may have limited credit history to still access the capital they have already earned. With a focus on transparency and speed, Payslice positions itself as a tool for financial empowerment, helping users align their income more closely with their daily cost of living.

Products and Services

  • Instapay: The core service allowing users to "slice" off a portion of their upcoming paycheck and transfer it to their bank account instantly.

  • Direct Instant Transfers: Funds can be moved to bank accounts or debit cards, with most transactions arriving within minutes.

  • Secure Bank Integration: Uses encrypted Plaid integration to link accounts safely without storing sensitive login credentials.

  • Income-Based Underwriting: Uses Fair Credit Logic to evaluate eligibility based on earnings rather than credit Bureau scores.

  • Fee Transparency: A commitment to no interest charges and no hidden "myriad" fees typically associated with short-term lending.

  • Financial Management Tools: Includes optional features for smart rounding and automated savings to help users build a financial cushion.

Contact @ Payslice

LendAPI FinTech Marketplace - Payment Gateway - Payslice

Brian Gerrard | Email: brian@payslice.com

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