Intro XL is a cloud-based lending infrastructure platform that empowers financial services companies to originate, underwrite, service, and collect loans through flexible, API-driven workflows.
About Intro XL
Intro XL serves as a complete end-to-end lending solution tailored for diverse credit providers—from storefront payday and auto-title lenders to online installment and line-of-credit businesses. Built on a scalable API architecture, it streamlines every step of the loan lifecycle: application capture, credit decisioning, dynamic underwriting, secure payments, customer servicing, and debt collection. Trusted by hundreds of lenders, the platform has handled over $1 billion in originated loans, processed $3 billion in payments, and managed over 500 million leads—demonstrating both reliability and operational scale. Its browser-based design ensures fast deployment without the need for complex hardware or software installations, enhancing ease of use and reducing onboarding friction. Through strategic partnerships with data and identity providers, ACH systems, and payment gateways, Intro XL offers integrated services that improve decisioning accuracy, reduce fraud, and enhance borrower retention.
Product & Services
Loan Origination: Automated application workflows with enriched data capture and decisioning engines
Underwriting: Advanced analytics, predictive models, and scorecards to reduce risk and default rates
Loan Servicing: Customer self-service portals, automated communications, and real-time loan tracking
Collections: Automated delinquency workflows and communications to maximize recovery efficiency
Payments: Secure ACH and gateway integrations, fraud prevention, and automated reconciliation
Diverse Lending Models: Supports installment loans, lines of credit, auto-title loans, payday loans, and credit-access businesses
API Ecosystem & Integrations: Connects with identity providers, payment processors, and lead sources for a seamless lending stack
Cloud Deployment & Browser Access: No on-premise setup required; accessible via any web browser
Compliance & Reporting Tools: Built-in support for standardized forms, audit trails, data backup, and disaster recovery
Intro XL delivers a comprehensive, agile, and scalable platform for modern lenders—minimizing setup complexity and operational overhead while maximizing growth, compliance, and borrower experience.
For more information, please visit www.introxl.com
Contact @ IntroXL
Nick Sparagis, Business Development | Email: nick.sparagis@introxl.com
