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The Work Number® by Equifax

The Work Number® by Equifax

The Work Number® by Equifax

The Work Number® by Equifax

The Work Number® by Equifax is the industry-leading automated income and employment verification platform, helping businesses make faster, smarter decisions with real-time, reliable data.

The Work Number® by Equifax is the industry-leading automated income and employment verification platform, helping businesses make faster, smarter decisions with real-time, reliable data.

LendAPI FinTech Marketplace - Income Verification - The Work Number by Equifax

Integrated Partner

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Integrated Partner

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Income Verification

Resources

Website

Overview

The Work Number from Equifax is the largest centralized commercial database of income and employment records in the U.S., with more than 618 million current and historical records contributed by over 2.5 million employers. Credentialed verifiers get instant automated verification in place of manual employer outreach.

Summary of The Work Number®'s Product and Services:

  • Owned and operated by Equifax

  • Largest commercial database of income and employment records in the U.S.

  • 618M+ records from 2.5M+ employers (public and private)

  • Automates employment and income verifications for lenders, landlords, government agencies, and employers

  • Supports use cases including:

    • Mortgage and auto lending

    • Tenant screening

    • Government benefit determinations

    • HR onboarding and compliance

  • Reduces risk of fraud and manual error

  • Enables faster, more compliant decision-making through secure data access

Use Cases

  • Verify income and employment instantly instead of calling employers or collecting pay stubs.

  • Confirm stated income against employer-reported records when calculating debt-to-income.

  • Cut days out of underwriting turnaround on files that stall waiting for verification.

  • Support compliance with an auditable, employer-sourced verification record.

Overview

The Work Number from Equifax is the largest centralized commercial database of income and employment records in the U.S., with more than 618 million current and historical records contributed by over 2.5 million employers. Credentialed verifiers get instant automated verification in place of manual employer outreach.

Summary of The Work Number®'s Product and Services:

  • Owned and operated by Equifax

  • Largest commercial database of income and employment records in the U.S.

  • 618M+ records from 2.5M+ employers (public and private)

  • Automates employment and income verifications for lenders, landlords, government agencies, and employers

  • Supports use cases including:

    • Mortgage and auto lending

    • Tenant screening

    • Government benefit determinations

    • HR onboarding and compliance

  • Reduces risk of fraud and manual error

  • Enables faster, more compliant decision-making through secure data access

Use Cases

  • Verify income and employment instantly instead of calling employers or collecting pay stubs.

  • Confirm stated income against employer-reported records when calculating debt-to-income.

  • Cut days out of underwriting turnaround on files that stall waiting for verification.

  • Support compliance with an auditable, employer-sourced verification record.

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