Lithic

Lithic

Lithic

Lithic is a developer-first card issuing and payments infrastructure platform that enables businesses to issue, process, and manage financial programs at scale.

Lithic is a developer-first card issuing and payments infrastructure platform that enables businesses to issue, process, and manage financial programs at scale.

LendAPI FinTech Marketplace - Lithic - Card Core

Integrated Partner

CATEGORIES

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Integrated Partner

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Bank & Card Core

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Payment Gateway

Resources

Website

Overview

Lithic is developer-first card issuing and payments infrastructure, letting businesses issue and process credit, debit, prepaid, virtual, and physical cards without becoming a bank. It handles compliance, settlement, fraud controls, and ledgering, and its modular design lets clients take full program management or processing only.

Products & Services

  • Card issuing (credit, debit, prepaid, virtual, physical)

  • Instant issuance and mobile/web provisioning

  • Custom card printing

  • Ledgering and settlement (ACH, wire transfers, routing, virtual accounts)

  • Fraud, risk, and authorization decisioning controls

  • Identity verification and tokenization management

  • Disputes / chargeback handling

  • Program management services (offload compliance, bank & network relationships)

  • Processing only services (for clients who want to manage the bank relationship themselves)

  • 24/7/365 customer support tailored to each brand

Use Cases

  • Issue a card product without holding a bank charter or building settlement infrastructure.

  • Spin up virtual cards programmatically for disbursements or controlled spend.

  • Take processing only if you already have a bank and program management in place.

  • Scale from pilot volume to production without changing platforms.

Overview

Lithic is developer-first card issuing and payments infrastructure, letting businesses issue and process credit, debit, prepaid, virtual, and physical cards without becoming a bank. It handles compliance, settlement, fraud controls, and ledgering, and its modular design lets clients take full program management or processing only.

Products & Services

  • Card issuing (credit, debit, prepaid, virtual, physical)

  • Instant issuance and mobile/web provisioning

  • Custom card printing

  • Ledgering and settlement (ACH, wire transfers, routing, virtual accounts)

  • Fraud, risk, and authorization decisioning controls

  • Identity verification and tokenization management

  • Disputes / chargeback handling

  • Program management services (offload compliance, bank & network relationships)

  • Processing only services (for clients who want to manage the bank relationship themselves)

  • 24/7/365 customer support tailored to each brand

Use Cases

  • Issue a card product without holding a bank charter or building settlement infrastructure.

  • Spin up virtual cards programmatically for disbursements or controlled spend.

  • Take processing only if you already have a bank and program management in place.

  • Scale from pilot volume to production without changing platforms.

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