Sense Technologies offers CreditSense®, a powerful cash flow underwriting and analytics platform designed to streamline and modernize consumer lending. By automating the analysis of borrower bank statements, CreditSense® enables lenders to assess creditworthiness and fraud risk with speed and accuracy.

Using advanced AI and machine learning, CreditSense® replaces manual review with real-time insights into a borrower’s financial behavior. This not only improves decision quality but also allows lenders to scale their operations while minimizing risk.

CreditSense® provides tools for real-time reporting, secure bank verification, and full portfolio management—making it a comprehensive solution for modern credit decisioning. By focusing on actual cash flow rather than just traditional credit scores, CreditSense® promotes greater financial inclusion and access to credit.

Credit Sense Core Offerings:

• AI-powered cash flow underwriting

• Automated bank statement analysis

• Real-time borrower risk and fraud assessment

• Machine learning-based bank account verification

• Turn-key portfolio management tools

• Expanded access to credit using alternative data

• Faster loan processing and decisioning