Black Book is a vehicle valuation and analytics platform for automotive lenders. It combines market transaction tracking, wholesale auction trends, and regional conditions with machine learning to produce vehicle-specific values, and its API-first design plugs valuations directly into loan origination and dealer management systems.

Products and Services

• Automated Valuation APIs: Flexible, developer-friendly endpoints that instantly deliver wholesale, retail, trade-in, private party, and loan-advance values directly into credit underwriting workflows.

• History-Adjusted Asset Valuations: A precise data model that automatically cross-references vehicle history data points to calculate an automated price adjustment based on past owners, accident severity, and historical usage.

• Residual Value Forecasting: Predictive modeling tools that project future asset depreciation up to 120 months out, allowing lenders to accurately set lease structures, analyze reserve levels, and evaluate credit risk.

• Specialty Vehicle Valuation: Expanded data coverage providing dedicated appraisal metrics and historical values for light-duty trucks, commercial heavy-duty trucks, recreational vehicles (RVs), powersports, and collectible assets.

• Portfolio & Risk Analytics: Visual data mining platforms that enable finance teams to track collateral strength, fine-tune loss forecasting, and conduct sensitivity analyzes across large vehicle portfolios.

• Live Retail Market Insights: Comprehensive database mapping that tracks active retail listings, daily price changes, average days-on-market, and inventory supply trends down to the specific trim level.