Accelitas combines AI-powered predictive analytics, alternative data, and real-time automation to extend credit access to non-traditional consumers and validate bank accounts. Its Accelerated Insight platform is cloud-based and SOC 2 compliant, covering non-FCRA lead screening, account verification, ACH success improvement, and Nacha compliance.

• Lead Screening: non-FCRA lead screening services that deliver real-time signals, enabling lenders to tune their lead screening process to focus on First Payment Default (FPD), conversion, or both. These quick screens pre-qualify leads to identify value and reduce underwriting costs.

  
  

• Credit Scoring: combining predictive AI techniques with uncorrelated alternative data, our credit risk service allows lenders to better underwrite the millions of creditworthy borrowers that traditional scoring models miss. FCRA compliant scores.

  
  

• Bank Account Validation: account verification services that support fraud screening and Nacha compliance without the use of Online Banking (OLB) credentials. Our proprietary modeling produces indicators on the validity, activity, and risk of bank account information to improve ACH success rates, reduce returns, mitigate fraud risk, and lower abandonment.